Sold
512 Opal Street, Charlotte, MI 48813
Sold on 02/20/2026 for$144,900
MLS # 292971 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 19500.19 acres
1 / 17
Listing Description
Welcome home to this charming ranch-style residence offering comfortable single-level living and a spacious layout. Step inside to an inviting open-concept living area that seamlessly connects to a bright eat-in kitchen—perfect for everyday living and entertaining. The kitchen offers plenty of storage, including a dedicated pantry area, and sits just steps away from a convenient laundry room equipped with an electric dryer hookup. Completing this ranch home are three bedrooms and a full bathroom. Outside, enjoy the expansive backyard designed for relaxation and gatherings. A covered deck provides the ideal spot for outdoor dining, morning coffee, or unwinding while overlooking the yard., View: City, Front Door: South, Foundation Details: Slab
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1950 sits in Charlotte in Charlotte.
Final sale price: $144,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.19 acres
Year Built1950
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementSlab
SewerPublic
InteriorWood Floor, Ceiling Fan(s)
Sale & Financing
Listed12/11/2025
Sold Date2/19/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Burke
EXP Realty, LLC
Frequently Asked Questions about 512 Opal Street, Charlotte, MI 48813
Is 512 Opal Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 512 Opal Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
512 Opal Street, Charlotte, MI 48813
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Municipality
Charlotte
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