Sold
5189 W US Highway 12, Three Oaks, MI 49128
Sold on 07/18/2025 for$420,000
MLS # 25020933 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,464 sqftBuilt 195017.76 acres
1 / 47
Listing Description
PRICED UNDER SEV. This property has been scrubbed and shined with 4 beds/3 FULL bathrooms on a full finished basement, screened in porch to take in all the views, a FOUR-car garage for all the toys, an extra shed, solar panel system- All on a very sufficient 17.76 acres of wooded trails and endless adventures. UPDATES INCLUDE: NEW PAINT, NEW CARPET, NEW KITCHEN FLOORS, NEWLY PAINTED BASEMENT FLOORS, New Roof in 2015, NEW AC compressor 2023, Furnace 2024,NEW well 2018, newer windows, light fixtures, and toilets. Space-wise, there is no room to lack in the closets, built-in shelves, the ample storage rooms in basement and on the stairs going into basement. The entry door has a closet behind it for storage and spans open into the Large living room that transitions by beautiful wooden French
Source: SparkMLS
About this home
Located in Three Oaks Township in Three Oaks, this property offers 4-bedroom, 3-bath, 2,464 sq ft, with original construction dating to 1950.
Closed at $420,000 (about $170/sq ft).
Estimated annual property tax: $3,532, or about $294 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 280 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,464 sqft
Lot Size17.76 acres
Year Built1950
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Twp
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available
InteriorLP Tank Owned, Eat-in Kitchen
Sale & Financing
Listed5/9/2025
Sold Date7/17/2025
Original Price$449,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional, Assumable
Source: SparkMLS
Tax Information
Annual Tax$3,532
Tax Year2024
Assessed Value$146,739
Parcel #11-20-0001-0020-06-0
Source: SparkMLS
Legal Description
COMBINED ON 12/29/2014 FROM 20-0001-0020-01-1, 20-0001-0020-02-9; BEG AT S 1/4 PST SEC 1 T8S R20W TH E 847' TH N 972.68' MOL TO S'LY R/W OF MC RR TH S88DEG11'W ON SD R/W 847.04' TH S TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Aris Kubash
Century 21 Affiliated
Frequently Asked Questions about 5189 W US Highway 12, Three Oaks, MI 49128
Which school district serves 5189 W US Highway 12, Three Oaks, MI 49128?
Per MLS# 25020933, 5189 W US Highway 12, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25020933, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional, Assumable financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5189 W US Highway 12, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $3,532 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5189 W US Highway 12, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5189 W US Highway 12, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5189 W US Highway 12, Three Oaks, MI 49128. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 5189 W US Highway 12, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,853
Principal & interest$2,853
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Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
6 providers at this address
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5189 W US Highway 12, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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