Sold
534 Henry Ruff Road, Garden City, MI
Sold on 06/23/2026 for$170,000
MLS # 20261032320 (Realcomp)
3 beds1 bath981 sqftBuilt 19550.13 acres
1 / 32
Listing Description
Welcome to this move-in ready 3-bedroom, 1-bath home in desirable Garden City! Offering great curb appeal, this charming home features a new privacy fence within the last 2 years, a hot water heater replaced within the last 3 years, and a newer furnace installed within the last year, providing peace of mind for years to come.Step inside and fall in love with the large bay window in the living room, filling the home with an abundance of natural light and warmth. The kitchen offers plenty of space to prepare meals and features an eat-in dining area along with a formal dining space, perfect for entertaining family and friends.The full basement provides endless possibilities to expand your living space, create a recreation area, home gym, or additional storage. Outside, enjoy the backyard and deck area, an ideal spot to relax, unwind, or host summer gatherings.Conveniently located close to local amenities, shopping, dining, and schools, this home is ready for its next owner. Schedule your showing today!
Source: SparkMLS
About this home
Located in Garden City in Garden City, this property offers 3-bedroom, 1-bath, 981 sq ft, with original construction dating to 1955.
This home sold for $170,000 (about $173/sq ft).
Annual property taxes run approximately $3,106 ($259/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area981 sqft
Lot Size0.13 acres
Year Built1955
Stories1
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Sold Date6/22/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,106
Parcel #35019050172000
Source: SparkMLS
Legal Description
14P172 LOT 172 SNIDER PARK SUB T2S R9E L75 P53, 54 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin S Ford
EXP Realty Plymouth
Frequently Asked Questions about 534 Henry Ruff Road, Garden City, MI
Which school district serves 534 Henry Ruff Road, Garden City, MI?
Per MLS# 20261032320, 534 Henry Ruff Road, Garden City, MI is in the Garden City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Garden City directly to confirm enrollment eligibility.
What financing options are available for 534 Henry Ruff Road, Garden City, MI?
Per MLS# 20261032320, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 534 Henry Ruff Road, Garden City, MI?
Per public tax records, annual property taxes for this property are $3,106. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 534 Henry Ruff Road, Garden City, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 534 Henry Ruff Road, Garden City, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 534 Henry Ruff Road, Garden City, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
534 Henry Ruff Road, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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