Sold
604 N Mechanic Street, Berrien Springs, MI 49103
Sold on 06/12/2026 for$406,000
MLS # 26012026 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,352 sqftBuilt 20050.25 acres
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Listing Description
Welcome to 604 N Mechanic Street in the Village of Berrien Springs. Built in 2005 with solid craftsmanship, this home offers comfort, function, and everyday ease. The main level features maple hardwood floors and an open layout that flows easily from living to dining to kitchen, anchored by a cozy fireplace and stainless steel appliances. Upstairs, you will find three bedrooms, two full bathrooms, and a well-placed laundry room, including a primary suite with a walk-in closet and private bath with granite countertops, soaking tub, and separate shower. The finished basement adds a fourth bedroom and flexible living space, while outside a private deck and patio connect the home to a detached garage by a covered walkway. All just a short walk to Hardings, Nikki's Café, schools, and the fairgrounds. Contact Cameron at 815-252-5488 for showings. Back on market after buyer withdrew for financial reasons. No fault of seller or property. No inspections or appraisal completed.
Source: SparkMLS
About this home
Located in Oronoko Township in Berrien Springs, this property offers 4-bedroom, 3-bath, 2,352 sq ft, with original construction dating to 2005.
Closed at $406,000 (about $173/sq ft).
Annual property taxes run approximately $6,752 ($563/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,352 sqft
Lot Size0.25 acres
Year Built2005
Stories2
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
StyleCraftsman
ConstructionHardiPlank Type, Shingle Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/31/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,752
Tax Year2025
Assessed Value$175,270
Parcel #11-32-0013-0015-04-8
Source: SparkMLS
Legal Description
PT OF SEC 13 T6S R18W BEG 100' N38DEG W OF NW COR LOT 11 REC ASSES PLAT OF GRAHAM MCOMBER ADD TH N38DEG W 50' TH N51DEG49'48''E 214' TH S38DEG E 50' TH S51DEG49'48'' W 214' TO POB PER SUR 1800/347
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alexander Zeisberg
Realty Executives Instant Equity
Frequently Asked Questions about 604 N Mechanic Street, Berrien Springs, MI 49103
What school district is 604 N Mechanic Street, Berrien Springs, MI 49103 in?
Per MLS# 26012026, this property is served by Berrien Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012026, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012026, the most recent reported annual property tax for 604 N Mechanic Street, Berrien Springs, MI 49103 is $6,752 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 604 N Mechanic Street, Berrien Springs, MI 49103 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 604 N Mechanic Street, Berrien Springs, MI 49103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$2,627
Principal & interest$2,627
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
604 N Mechanic Street, Berrien Springs, MI 49103
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Municipality
Oronoko Township
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