For Sale
620 W Henry Street, Charlotte, MI 48813
$395,000
MLS # 297307 (Greater Lansing Association of REALTORS®)
4 beds2 bathsBuilt 19000.69 acres
1 / 35
Listing Description
So much to offer with this home, truly a MUST SEE! Main floor features a large beautiful kitchen with an eat in bar, center island, fold out pantry and appliances remaining, dining room, living room, primary bedroom, 2 full bathrooms, 4th bedroom or office. 2nd floor features 2 bedrooms. Full finished basement offers an open rec room and family room with in floor heat, laundry/utility room, storage areas, gun safe room plus an egress window. 3 car garage. Large shed. Beautifully landscaped large lot approx on .68 acres, inground sprinkler system (partial yard), 2 covered porches. More updates and extras listed on the supplement page with reserved items list. Square foot, room sizes and year built may not be exact and estimated.
Source: SparkMLS
About this home
Located in Charlotte in Charlotte, this property offers 4-bedroom, 2-bath, with original construction dating to 1900.
Listed at $395,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.69 acres
Year Built1900
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementOther, Full
Garage3 spaces
SewerPublic
InteriorWater Softener/Owned, Ceiling Fan(s)
Sale & Financing
Listed7/2/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carla Hewlett
Exit Great Lakes Realty
Frequently Asked Questions about 620 W Henry Street, Charlotte, MI 48813
Is 620 W Henry Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 620 W Henry Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
620 W Henry Street, Charlotte, MI 48813
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Municipality
Charlotte
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