Sold
649 Grant Avenue, St. Joseph, MI 49085
Sold on 04/02/2026 for$175,000
MLS # 25052218 (Michigan Regional Information Center (MichRIC))
2 beds1 bath616 sqftBuilt 19400.23 acres
1 / 28
Listing Description
This is a rare opportunity for an updated single family home in St. Joseph school districts for under $200K! Enjoy cooking in an updated kitchen with stainless steel appliances, quartz countertops, and a single basin sink with a pull down faucet. Enjoy the quiet street and large backyard with a storage shed and 176 square foot mostly covered patio. Smart home features include Ring video doorbell and WiFi smart thermostat that you can control from your phone. Other updates include interior and exterior paint (2022), flooring (2024), new furnace and A/C (2022), new electrical panel (2022), new gutters and downspouts (2025), and a basement sump pump and waterproofing system on 2 walls (2025). This will make for a great primary residence, investment/rental property, or second/vacation home. Listing agent is also a seller of the property.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 616 sq ft home in St Joseph Township in St. Joseph built in 1940.
Final sale price: $175,000 (about $284/sq ft).
Property tax estimate: $3,162 per year ($264/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area616 sqft
Lot Size0.23 acres
Year Built1940
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Pantry
Sale & Financing
Listed10/9/2025
Sold Date4/1/2026
Original Price$199,999
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,162
Tax Year2024
Assessed Value$55,700
Parcel #11-18-1030-0006-00-1
Source: SparkMLS
Legal Description
LOT 6 & E HAF LOT 7 BUTLER ROYALTON HEIGHTS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nicholas Zupec
eXp Realty
Frequently Asked Questions about 649 Grant Avenue, St. Joseph, MI 49085
Which school district serves 649 Grant Avenue, St. Joseph, MI 49085?
Per MLS# 25052218, 649 Grant Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25052218, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 649 Grant Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,162 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 649 Grant Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 649 Grant Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 649 Grant Avenue, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 649 Grant Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
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Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
649 Grant Avenue, St. Joseph, MI 49085
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Municipality
St Joseph Township
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