For Sale
701 S Elm Street, Three Oaks, MI 49128
$849,000
MLS # 26037828 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,820 sqftBuilt 19350.87 acres
1 / 42
Listing Description
Welcome to a classic 1935 home in Three Oaks offering timeless character, generous living space, and a beautifully sized village lot. With approximately 2,820 square feet, five bedrooms, and three bathrooms, this home provides flexibility for everyday living, entertaining, and hosting guests. Spacious gathering rooms, abundant natural light, and original charm create a warm, inviting feel throughout. The expansive yard offers room for outdoor dining, gardening, recreation, or quiet evenings at home. Located just moments from downtown Three Oaks, you'll enjoy easy access to restaurants, shops, galleries, theaters, and year-round community events, with Harbor Country beaches just a short drive away. Whether used as a full-time residence, weekend getaway, or gathering place, this distinctive property offers a wonderful opportunity in one of Southwest Michigan's most beloved villages.
Source: SparkMLS
About this home
Located in Three Oaks Township in Three Oaks, this property offers 5-bedroom, 3-bath, 2,820 sq ft, with original construction dating to 1935.
Currently offered at $849,000 (about $301/sq ft).
Estimated annual property tax: $11,112, or about $926 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,820 sqft
Lot Size0.87 acres
Year Built1935
Stories3
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleColonial, Farmhouse
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,112
Tax Year2025
Assessed Value$315,073
Parcel #11-47-0011-0042-06-1
Source: SparkMLS
Legal Description
COM 367' N & 33' E OF SW COR OF SW1/4 OF NW1/4 SEC 11 T8S R20W TH E 297' N 128' W 297' S 128' TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$849,000
More Homes in Three Oaks Township
Listed by Neil Hackler
Engel & Volkers Shoreline
Frequently Asked Questions about 701 S Elm Street, Three Oaks, MI 49128
Which school district serves 701 S Elm Street, Three Oaks, MI 49128?
Per MLS# 26037828, 701 S Elm Street, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
What financing options are available for 701 S Elm Street, Three Oaks, MI 49128?
Per MLS# 26037828, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 701 S Elm Street, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $11,112 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 701 S Elm Street, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 701 S Elm Street, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 701 S Elm Street, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$5,507
Principal & interest$5,507
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
701 S Elm Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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