Pending
720 Ray Street, Kalamazoo, MI 49048
$139,900
MLS # 26003020 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,188 sqftBuilt 19450.14 acres
1 / 32
Listing Description
Welcome to this charming home on the secluded Ray Street, right near the beautiful Kalamazoo River. Three spacious bedrooms offer room to grow. With natural light and cute back porch, this home offers lots of options to make it your own. Located close to downtown, shopping, and anything you need on Gull Road, imagine yourself living quietly so close to all the amenities. This home is move in ready and waiting for its next owner! Included in the sale is an additional parcel for more yard! Contact me today to schedule your private tour.
Source: SparkMLS
About this home
Located in Kalamazoo in Kalamazoo, this property offers 3-bedroom, 1-bath, 1,188 sq ft, with original construction dating to 1945.
Listed at $139,900 (about $118/sq ft).
Estimated annual property tax: $1,222, or about $102 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,188 sqft
Lot Size0.14 acres
Year Built1945
Stories1
Location
CityKalamazoo
MunicipalityKalamazoo City
Zip Code49048
CountyKalamazoo
School DistrictKalamazoo
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed1/25/2026
Original Price$146,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,222
Tax Year2025
Assessed Value$22,679
Parcel #06-15-248-041
Source: SparkMLS
Legal Description
45934 ASSESSORS PLAT OF THOMAS ADDITION, LIBER 9 OF PLATS PAGE 8; THE EAST 50FT OF LOT 41. 45930 ASSWSSORS PLAT OF THOMAS ASSITION W 50 FT of LOT 39.
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kristy L Grant
ERA Reardon Realty
Frequently Asked Questions about 720 Ray Street, Kalamazoo, MI 49048
Which school district serves 720 Ray Street, Kalamazoo, MI 49048?
Per MLS# 26003020, 720 Ray Street, Kalamazoo, MI 49048 is in the Kalamazoo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Kalamazoo directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26003020, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 720 Ray Street, Kalamazoo, MI 49048?
Per public tax records, annual property taxes for this property are $1,222 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 720 Ray Street, Kalamazoo, MI 49048 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 720 Ray Street, Kalamazoo, MI 49048 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 720 Ray Street, Kalamazoo, MI 49048. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 720 Ray Street, Kalamazoo, MI 49048?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kalamazoo City police department or the Kalamazoo County sheriff's office.
Map
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
720 Ray Street, Kalamazoo, MI 49048
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Municipality
Kalamazoo
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