Sold
7738 W US 12 Highway, Three Oaks, MI 49128
Sold on 10/01/2025 for$400,000
MLS # 25042947 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,013 sqftBuilt 19401.01 acres
1 / 32
Listing Description
Charming cedar shake farmhouse brimming with character, set on a spacious one-acre lot. A versatile detached pole barn provides space for a three-car garage or workshop. The 3-bedroom, 2-bath layout features a main-floor bedroom, laundry, sunroom, and classic pine wood floors. Upstairs, a cozy loft leads to two generously sized bedrooms and a full bath, along with flexible spaces ideal for an office, den, or reading nook. Central air and propane gas heat ensure year-round comfort. Outdoors, relax on the covered porch while watching deer in the fields, or harvest fruit from the peach, apple, and pear trees. Garden enthusiasts will love the greenhouse and chicken coop area, making this property a true homestead retreat. Book your showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,013 sq ft home in Three Oaks Township in Three Oaks built in 1940.
Final sale price: $400,000 (about $199/sq ft).
Property tax estimate: $2,894 per year ($241/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,013 sqft
Lot Size1.01 acres
Year Built1940
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Twp
Zip Code49128
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleFarmhouse
ConstructionShingle Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterWell
InteriorCeiling Fan(s), Pantry
Sale & Financing
Listed8/21/2025
Sold Date9/30/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$6,500
Source: SparkMLS
Tax Information
Annual Tax$2,894
Tax Year2025
Assessed Value$123,990
Parcel #112000090002051
Source: SparkMLS
Legal Description
Per Title Commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy Stelling
@properties Christie's International R.E.
Frequently Asked Questions about 7738 W US 12 Highway, Three Oaks, MI 49128
What school district is 7738 W US 12 Highway, Three Oaks, MI 49128 in?
Per MLS# 25042947, this property is served by River Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25042947, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25042947, the most recent reported annual property tax for 7738 W US 12 Highway, Three Oaks, MI 49128 is $2,894 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 7738 W US 12 Highway, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 7738 W US 12 Highway, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 7738 W US 12 Highway, Three Oaks, MI 49128?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 7738 W US 12 Highway, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,723
Principal & interest$2,723
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
7738 W US 12 Highway, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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