Sold
8195 5th Street, Onekama, MI 49675
Sold on 05/01/2026 for$651,750
MLS # 25057438 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,056 sqftBuilt 18800.89 acres
1 / 50
Listing Description
Step into timeless charm with this beautifully preserved Victorian in the heart of Onekama. Set on nearly an acre, this 1880 home radiates character with original wood trim, high ceilings, and the inviting warmth of a bygone era -balanced by modern updates including new siding, roof, deck, and doors, with new windows on order. Currently used as a bed and breakfast, the home comes fully furnished and features 5 bedrooms, 3 baths, and nearly 2,900 square feet of living space. A self-contained 1-bed, 1-bath apartment offers flexibility for a caretaker, guest suite, or rental opportunity. Enjoy a resort-style backyard with an in-ground pool, dry sauna located in the 2-car garage, and serene views of Portage Lake from the porch. Walkable to the public beach and village shops, and just a short drive to the Lake Michigan shoreline and Arcadia Dunes. Whether you're dreaming of continuing its use as a B&B, creating a family retreat, or simply embracing lakeside living, this is one of a kind.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,056 sq ft home built in 1880 sits in Onekama Village in Onekama.
This home sold for $651,750 (about $317/sq ft).
Annual property taxes run approximately $5,930 ($494/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,056 sqft
Lot Size0.89 acres
Year Built1880
Stories3
Location
CityOnekama
MunicipalityOnekama Vlg
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleVictorian
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingBaseboard, Hot Water, Radiant
WaterPrivate Water, Well
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed11/7/2025
Sold Date4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,930
Tax Year2024
Assessed Value$159,800
Parcel #514110005500
Source: SparkMLS
Legal Description
VILLAGE OF ONEKAMA BROOKFIELD ADD LOTS 15,16,17 & 18 BLOCK 7 & ALSO THAT PORTION OF VACATED ALLEY ADJ TO SD LOTS TO C/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Roberts
Keller Williams Northern Michigan
Frequently Asked Questions about 8195 5th Street, Onekama, MI 49675
Which school district serves 8195 5th Street, Onekama, MI 49675?
Per MLS# 25057438, 8195 5th Street, Onekama, MI 49675 is in the Onekama boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25057438, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8195 5th Street, Onekama, MI 49675?
Per public tax records, annual property taxes for this property are $5,930 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8195 5th Street, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8195 5th Street, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8195 5th Street, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 8195 5th Street, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Private Water, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.
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Monthly payment$4,858
Principal & interest$4,858
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Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8195 5th Street, Onekama, MI 49675
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Municipality
Onekama Village
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