For Sale
823 W Merchant Street, New Buffalo, MI 49117
$474,999
MLS # 26025347 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,268 sqftBuilt 19610.2 acres
1 / 29
Listing Description
Welcome to your perfect Harbor Country getaway in the heart of New Buffalo! This beautifully updated 3-bedroom offers the ideal blend of comfort, style, and location--whether you're looking for a full-time residence or weekend retreat. Step inside to find two spacious living areas, providing flexibility for entertaining or relaxing. The updated kitchen features quartz countertops, new appliances, and modern finishes, while the renovated bathroom adds a fresh, clean feel. Recent improvements in the last 5 years include: new windows, siding, flooring, lighting, furnace, deck, privacy fence, and more--giving you peace of mind and a truly move-in-ready experience. Enjoy outdoor living on your private deck, perfect for summer evenings after a day at the beach or exploring town. Ideally located on the lake side of US-12 just .03 miles from Bentwood Tavern at the Marina Grand Resort and only 0.5 miles to downtown New Buffalo, you're a short stroll from some of Harbor Country's best dining,
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,268 sq ft home built in 1961 sits in New Buffalo in New Buffalo.
Listed at $474,999 (about $375/sq ft).
Estimated annual property tax: $4,144, or about $345 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,268 sqft
Lot Size0.2 acres
Year Built1961
Stories1
Location
CityNew Buffalo
MunicipalityNew Buffalo City
Zip Code49117
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed5/27/2026
Original Price$499,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,144
Tax Year2024
Assessed Value$93,207
Parcel #11-62-7100-0016-00-5
Source: SparkMLS
Legal Description
LOT 16 ASSESSORS PLAT OF SLECHTA SUB OF PART OF BLKS 381 & 382 VIRGINIA ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nate Paulus
R1 Property Group
Frequently Asked Questions about 823 W Merchant Street, New Buffalo, MI 49117
What school district is 823 W Merchant Street, New Buffalo, MI 49117 in?
Per MLS# 26025347, this property is served by New Buffalo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26025347, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025347, the most recent reported annual property tax for 823 W Merchant Street, New Buffalo, MI 49117 is $4,144 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 823 W Merchant Street, New Buffalo, MI 49117 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 823 W Merchant Street, New Buffalo, MI 49117 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo City police department or the Berrien County sheriff's office.
Map
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
823 W Merchant Street, New Buffalo, MI 49117
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Municipality
New Buffalo
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