Sold
835 Ansley Drive, St. Joseph, MI 49085
Sold on 05/12/2026 for$238,000
MLS # 26012757 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,014 sqftBuilt 19560.32 acres
1 / 35
Listing Description
Move-in ready 3-bedroom, 1-bath home situated on a spacious corner lot in St. Joseph. This property offers a rare combination of usable outdoor space, including a large side yard and fully fenced backyard--ideal for entertaining, pets, or future expansion. Inside, the home features attractive hardwood floors throughout the main living areas, providing a warm and timeless feel. The functional layout offers comfortable living with plenty of natural light, along with a convenient laundry chute in the hallway leading directly to the basement washer and dryer. The basement adds valuable flexibility with a dedicated laundry area and additional space for storage, a workshop, or potential finished living area. Exterior highlights include a private deck and patio setup, a new shed for additional storage, and a one-car garage. The trees on the property have also been recently trimmed, enhancing both curb appeal and usability of the outdoor space.
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 3-bedroom, 1-bath, 1,014 sq ft, with original construction dating to 1956.
Final sale price: $238,000 (about $235/sq ft).
Property tax estimate: $2,308 per year ($192/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,014 sqft
Lot Size0.32 acres
Year Built1956
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Cable Connected
Sale & Financing
Listed3/30/2026
Sold Date5/11/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$2,308
Tax Year2024
Assessed Value$65,035
Parcel #11-18-7550-0016-00-6
Source: SparkMLS
Legal Description
LOT 16 TOTZKE TERRACE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lane Moser
Ellsbury Group
Frequently Asked Questions about 835 Ansley Drive, St. Joseph, MI 49085
Which school district serves 835 Ansley Drive, St. Joseph, MI 49085?
Per MLS# 26012757, 835 Ansley Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 835 Ansley Drive, St. Joseph, MI 49085?
Per MLS# 26012757, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 835 Ansley Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $2,308 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 835 Ansley Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 835 Ansley Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 835 Ansley Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
835 Ansley Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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