For Sale
8400 Kruger Road, Three Oaks, MI 49128
$430,000
MLS # 26009798 (Michigan Regional Information Center (MichRIC))
19.35 acres
1 / 8
Listing Description
Beautiful 19-acre wooded parcel located at 8400 Kruger Road in Three Oaks offering an exceptional opportunity to build a private residential estate. The property provides a peaceful natural setting with ample space for a custom home, with well and septic to be installed by the future owner. Ideally located just minutes from the charming downtown Three Oaks area known for its theaters, galleries, antique shops, and restaurants. Enjoy easy access to nearby marinas and the stunning beaches of Lake Michigan while still enjoying privacy and natural surroundings. A rare opportunity to create your own retreat in one of Southwest Michigan's most desirable areas.
Source: SparkMLS
About this home
Asking $430,000.
Estimated annual property tax: $426, or about $36 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size19.35 acres
Location
CityThree Oaks
MunicipalityThree Oaks Twp
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed3/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$426
Tax Year2024
Assessed Value$18,244
Parcel #11-20-0005-0011-05-7
Source: SparkMLS
Legal Description
COM 659.74' S OF N1/4 PST SEC 5 T8S R20W TH S00DEG03'20''E 1094.50' TH S89DEG57'25''E 726' TH N00DEG05'30''W 1704' TH N89DEG58'45''E 84' TH N00DEG05'30''W 50' TO N LN SD SEC TH W 150' TH S00DEG05'30''E 659.51' TH S89DEG58'45''W 660.38' TO POB UNREC SURV
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James Garrison
Keller Williams Realty SWM
Frequently Asked Questions about 8400 Kruger Road, Three Oaks, MI 49128
Which school district serves 8400 Kruger Road, Three Oaks, MI 49128?
Per MLS# 26009798, 8400 Kruger Road, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009798, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 8400 Kruger Road, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $426 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 8400 Kruger Road, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 8400 Kruger Road, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 8400 Kruger Road, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,789
Principal & interest$2,789
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8400 Kruger Road, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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