Sold

8461 Zosel Street, Onekama, MI 49675

Sold on 03/06/2020 for$100,000

MLS # 18056653 (Michigan Regional Information Center (MichRIC))

5 beds2 baths2,083 sqftBuilt 18950.35 acres

Listing Description

Historic Farmhouse in the 2 Lake Town of Onekama. Onekama is on M-22 in N. Michigan. Home is just a couple blocks from Portage Lake & Lake Michigan Beaches. Portage lake feeds into Lake MI. Perfect home for a large family to gather & spend summers or raise a family. Large front porch welcomes you into this home featuring original woodwork, doors & hardware. Large open kitchen & Living Room have built-in china cabinets & shelving. The parlor has original solid wood French Doors, now used as a Master Bedroom. Large pantry & laundry area off Kitchen are perfect for storage. Upper level has 4 bedrooms with large landing. Home was vinyl sided & replacement windows installed in 2011. Home sits on 2 lots, the garage is on the 2nd lot. Home is a jewel ready for a new owner to give it some love.

Source: SparkMLS

About this home

This 5-bedroom, 2-bath, 2,083 sq ft home built in 1895 sits in Onekama Village in Onekama.

This home sold for $100,000 (about $48/sq ft).

Property tax estimate: $2,207 per year ($184/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms5

Bathrooms2

Living Area2,083 sqft

Lot Size0.35 acres

Year Built1895

Stories2

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleFarmhouse

ConstructionVinyl Siding

BasementMichigan Basement

Garage2 spaces

HeatingForced Air

WaterWell

SewerPublic

UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected

InteriorPantry

Sale & Financing

Listed12/11/2019

Sold Date3/5/2020

Original Price$144,000

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$2,207

Tax Year2019

Assessed Value$41,207

Parcel #514155001600

Source: SparkMLS

Legal Description

Village of Onekama Zosel's Addition Lots 13 & 16 Block 3

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Virginia M Pelton

CENTURY 21 Northland

Frequently Asked Questions about 8461 Zosel Street, Onekama, MI 49675

What school district is 8461 Zosel Street, Onekama, MI 49675 in?

Per MLS# 18056653, this property is served by Onekama Consolidated Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

Per MLS# 18056653, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 18056653, the most recent reported annual property tax for 8461 Zosel Street, Onekama, MI 49675 is $2,207 (2019). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 8461 Zosel Street, Onekama, MI 49675 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 8461 Zosel Street, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 8461 Zosel Street, Onekama, MI 49675?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 8461 Zosel Street, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$707

Principal & interest$707

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL

7 providers at this address

SpectrumCable

1 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

AT&TDSL

10 Mbps

T-MobileLicensed Fixed Wireless

0 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

8461 Zosel Street, Onekama, MI 49675

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Municipality

Onekama Village

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Listing Description

Source: SparkMLS

About this home

This 5-bedroom, 2-bath, 2,083 sq ft home built in 1895 sits in Onekama Village in Onekama.

This home sold for $100,000 (about $48/sq ft).

Property tax estimate: $2,207 per year ($184/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms5

Bathrooms2

Living Area2,083 sqft

Lot Size0.35 acres

Year Built1895

Stories2

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleFarmhouse

ConstructionVinyl Siding

BasementMichigan Basement

Garage2 spaces

HeatingForced Air

WaterWell

SewerPublic

UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected

InteriorPantry

Sale & Financing

Listed12/11/2019

Sold Date3/5/2020

Original Price$144,000

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Frequently Asked Questions about 8461 Zosel Street, Onekama, MI 49675

What school district is 8461 Zosel Street, Onekama, MI 49675 in?

Per MLS# 18056653, this property is served by Onekama Consolidated Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

What type of financing is accepted for this listing?

How much are property taxes for this home?

MI Property Tax Estimator

Is 8461 Zosel Street, Onekama, MI 49675 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 8461 Zosel Street, Onekama, MI 49675?

FCC Broadband Map

Who are the utility providers for this property?

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.