Sold
8496 Mill Street, Onekama, MI 49675
Sold on 04/29/2026 for$205,000
MLS # 26008533 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,410 sqftBuilt 19500.19 acres
1 / 22
Listing Description
Fully Renovated in 2024! This sweet little home in the village of Onekama has been beautifully updated -- including new flooring, a renovated kitchen with new cabinets and appliances, a new roof, new electrical, new plumbing and a fresh modern bathroom. Enjoy a two-stall garage, a welcoming front porch, and a private back deck perfect for relaxing or entertaining. Located within easy close distance to Portage Lake. Portage Lake (a 2,110-acre all-sports lake) channels directly out to Lake Michigan, offering endless recreation. Close to the public park, boat launch, marina, great restaurants, and Arcadia Bluffs Golf Course. The stairwell to the upstairs room is short in width and steep in depth as a lot of older farmhouses were. The Michigan basement is large enough for the furnace and water softener. There is an option to purchase the vacant lot next door for an additional $39,000. There are also two more lots if buyer is interested. Seller is a licensed Real Estate Agent.
Source: SparkMLS
About this home
Located in Onekama Village in Onekama, this property offers 3-bedroom, 1-bath, 1,410 sq ft, with original construction dating to 1950.
Closed at $205,000 (about $145/sq ft).
Property tax estimate: $3,000 per year ($250/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,410 sqft
Lot Size0.19 acres
Year Built1950
Stories2
Location
CityOnekama
MunicipalityOnekama Vlg
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
Sale & Financing
Listed3/9/2026
Sold Date4/28/2026
Original Price$219,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,000
Tax Year2025
State Equalized Value$55,400
Taxable Value$55,400
Assessed Value$54,900
Parcel #41-550-036-00
Source: Public Records
Legal Description
VILLAGE OF ONEKAMA ZOSEL'S ADDITION LOT 14 BLOCK 5. (91) 3L540 0377
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Corinn Fink
Five Star Real Estate (Onekama)
Frequently Asked Questions about 8496 Mill Street, Onekama, MI 49675
What school district is 8496 Mill Street, Onekama, MI 49675 in?
Per MLS# 26008533, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26008533, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26008533, the most recent reported annual property tax for 8496 Mill Street, Onekama, MI 49675 is $3,000 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8496 Mill Street, Onekama, MI 49675 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8496 Mill Street, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.
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Monthly payment$1,361
Principal & interest$1,361
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8496 Mill Street, Onekama, MI 49675
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Municipality
Onekama Village
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