Under Contract
8702 Elm Valley Road, Union Pier, MI 49129
$399,000
MLS # 26031276 (Michigan Regional Information Center (MichRIC))
2 beds1 bath945 sqftBuilt 20040.46 acres
1 / 17
Listing Description
The perfect Union Pier cottage that DOES NOT require a short term rental permit if you chose to use it as such. Picture yourself enjoying this adorable not-so-tiny home that lives LARGE with plenty of room for guests when needed; and a possible build-out in the full, tall ceiling, dry basement with separate outdoor entrance. Cozy wood burning fireplace in the living area for colder months and large screen porch and deck for the warmer months. Main bedroom sleeps two, 2nd floor loft bedroom easily sleeps four. Generous living, dining, kitchen space opens to screen porch and deck. Laundry can be moved to bathroom from kitchen. Current owner has rented it here and there continuously over the past 15 years providing extra income. It's impossible to get into the Union Pier market at this price! All information to be verified by Buyer and Buyer agent for accuracy.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 945 sq ft home built in 2004 sits in Three Oaks Township in Union Pier.
Listed at $399,000 (about $422/sq ft).
Annual property taxes run approximately $2,470 ($206/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area945 sqft
Lot Size0.46 acres
Year Built2004
Stories2
Location
CityUnion Pier
MunicipalityThree Oaks Twp
Zip Code49129
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleOther
ConstructionWood Siding
BasementFull, Walk-Out Access
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorLP Tank Owned
Sale & Financing
Listed6/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,470
Tax Year2026
Assessed Value$60,084
Parcel #11-20-0132-0007-01-1
Source: SparkMLS
Legal Description
COM AT NE COR OF W1/2 OF NW 1/4 SEC 32 T7S R20W TH S 133' W 150' N 133' TH E 150' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mario Zarantenello
Brokerworks Real Estate Group
Frequently Asked Questions about 8702 Elm Valley Road, Union Pier, MI 49129
What school district is 8702 Elm Valley Road, Union Pier, MI 49129 in?
Per MLS# 26031276, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031276, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031276, the most recent reported annual property tax for 8702 Elm Valley Road, Union Pier, MI 49129 is $2,470 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 8702 Elm Valley Road, Union Pier, MI 49129 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 8702 Elm Valley Road, Union Pier, MI 49129 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
8702 Elm Valley Road, Union Pier, MI 49129
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Municipality
Three Oaks Township
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