Sold
925 Richard Avenue, Watervliet, MI 49098
Sold on 05/21/2026 for$319,000
MLS # 26011408 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,816 sqftBuilt 20210.21 acres
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Listing Description
Built in 2023, this 4-bedroom, 2.5-bath residence, built in 2023, features a bright, open-concept layout designed for effortless living. The well-appointed kitchen is complete with premium granite countertops, stainless appliances, large pantry and room for a large dining table The upper level includes a primary ensuite with walk-in closet, three additional bedrooms and full bath. The full basement provides ample storage and includes an egress window, offering the perfect opportunity for a 5th bedroom. Step outside to an extended backyard with all the materials to finish the back porch, ideal for peaceful Michigan evenings. Attached 2-car garage has a dog run out the back door. Landscaping is ready for the new owner's touch. Minutes to Paw Paw Lake, 15 minutes to Lake Michigan, 1 1/2 to Chicago and 45 minutes to Notre Dame. Be it your first or second home, this move-in ready property is waiting for you to start your next adventure.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,816 sq ft home built in 2021 sits in Watervliet Township in Watervliet.
Closed at $319,000 (about $176/sq ft).
Property tax estimate: $6,866 per year ($572/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,816 sqft
Lot Size0.21 acres
Year Built2021
Stories2
Location
CityWatervliet
MunicipalityWatervliet City
Zip Code49098
CountyBerrien
School DistrictWatervliet
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingENERGY STAR Qualified Equipment, Forced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Natural Gas Connected
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/23/2026
Sold Date5/20/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,866
Tax Year2024
Assessed Value$142,793
Parcel #11-78-4550-0028-00-0
Source: SparkMLS
Legal Description
LOT 28 P H LEWIS NORTHWEST ADD TO CITY OF WATERVLIET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Wurster
Coldwell Banker Realty
Frequently Asked Questions about 925 Richard Avenue, Watervliet, MI 49098
Which school district serves 925 Richard Avenue, Watervliet, MI 49098?
Per MLS# 26011408, 925 Richard Avenue, Watervliet, MI 49098 is in the Watervliet boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Watervliet directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011408, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 925 Richard Avenue, Watervliet, MI 49098?
Per public tax records, annual property taxes for this property are $6,866 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 925 Richard Avenue, Watervliet, MI 49098 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 925 Richard Avenue, Watervliet, MI 49098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 925 Richard Avenue, Watervliet, MI 49098?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Watervliet City police department or the Berrien County sheriff's office.
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Monthly payment$2,069
Principal & interest$2,069
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
925 Richard Avenue, Watervliet, MI 49098
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Municipality
Watervliet Township
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