Under Contract
990 Chads Way, Charlotte, MI 48813
$435,000
MLS # 295984 (Greater Lansing Association of REALTORS®)
4 beds2 bathsBuilt 19970.55 acres
1 / 43
Listing Description
Tucked into a scenic setting with peaceful pond views, this beautifully designed 4-bedroom ranch offers the perfect blend of luxury, functionality, and everyday comfort. Thoughtfully laid out with two expansive living areas, this home provides plenty of space to entertain, unwind, and spread out. The main level features a formal dining room, dedicated office space, and a spacious primary suite designed to feel like a private retreat. Enjoy cozy evenings by the gas fireplace, direct access to your own private deck overlooking the water, two walk-in closets, and a spa-like ensuite complete with a jacuzzi tub, walk-in shower, and double vanity. Convenient main-floor laundry is located right within the primary suite wing., View: Pond, Front Door: Northwest, Improvements: Formal Dining Room,Whirlpool Bathtub,Balcony, Foundation Details: Concrete Perimeter
Source: SparkMLS
About this home
Located in Charlotte in Charlotte, this property offers 4-bedroom, 2-bath, with original construction dating to 1997.
Currently offered at $435,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.55 acres
Year Built1997
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementOther, Walk-Out Access, Full
SewerPublic
InteriorWood Floor, Ceiling Fan(s)
Sale & Financing
Listed5/14/2026
Original Price$450,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Iris Reynolds
Keller Williams Realty Lansing
Frequently Asked Questions about 990 Chads Way, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 990 Chads Way, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 990 Chads Way, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 990 Chads Way, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
990 Chads Way, Charlotte, MI 48813
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Municipality
Charlotte
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