For Sale
10222 Town Line Road A,B,C,D, Union Pier, MI 49129
$3,995,000
MLS # 26008017 (Michigan Regional Information Center (MichRIC))
2 beds2 baths724 sqftBuilt 19490.46 acres
1 / 80
Listing Description
Discover an extraordinary opportunity to own The Townie Cottages Collection--an exclusive lake town retreat thoughtfully envisioned by Kate Marker Interiors, whose work has been featured in Architectural Digest and Luxe Interiors + Design. Ideally located just steps to Townline Public Beach and Gordon Association Beach. This one-of-a-kind offering captures the essence of Harbor Country living and is just a short walk to downtown Union Pier, as well as the bike and walking path connecting neighboring communities. The prime location allows owners and guests to stroll to local cafés, markets, and boutiques while enjoying the vibrant charm of this sought-after lakeside community. Collectively, the four cottages provide 7 bedrooms, 5.5 baths, and accommodations for up to 22 guests--offering exceptional flexibility for multigenerational living, shared ownership among friends, or premium short-term rental income when not reserved for personal use. Outdoors, experience the relaxed luxury that
Source: SparkMLS
About this home
2-bedroom, 2-bath, 724 sq ft home in New Buffalo Township in Union Pier built in 1949.
Currently offered at $3,995,000 (about $5,518/sq ft).
Estimated annual property tax: $4,203, or about $350 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area724 sqft
Lot Size0.46 acres
Year Built1949
Stories2
Location
CityUnion Pier
MunicipalityNew Buffalo Twp
Zip Code49129
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleOther
ConstructionOther
BasementCrawl Space
HeatingDuctless
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorBroadband, Guest Quarters, Center Island, Eat-in Kitchen
Sale & Financing
Listed3/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$850 / Annually
IncludesOther, Trash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,203
Tax Year2025
Assessed Value$70,500
Parcel #11-13-5150-0001-00-0
Source: SparkMLS
Legal Description
SPLIT/COMBINED ON 01/16/2013 FROM 13-2770-0049-00-9; UNIT 4 MILFIELD COTTAGES AT GORDON'S BEACH LIBER 278 PAGE 1 3 ADDITIONAL PARCELS - SEE THE ATTACHED DOCUMENT FOR THE PIN NUMBERS AND LEGAL DESCRIPTION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mara Walsh
Coldwell Banker Realty
Frequently Asked Questions about 10222 Town Line Road A,B,C,D, Union Pier, MI 49129
Which school district serves 10222 Town Line Road A,B,C,D, Union Pier, MI 49129?
Per MLS# 26008017, 10222 Town Line Road A,B,C,D, Union Pier, MI 49129 is in the New Buffalo boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact New Buffalo directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26008017, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10222 Town Line Road A,B,C,D, Union Pier, MI 49129?
Per public tax records, annual property taxes for this property are $4,203 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10222 Town Line Road A,B,C,D, Union Pier, MI 49129 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10222 Town Line Road A,B,C,D, Union Pier, MI 49129 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10222 Town Line Road A,B,C,D, Union Pier, MI 49129?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$25,982
Principal & interest$25,911
HOA$71
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10222 Town Line Road A,B,C,D, Union Pier, MI 49129
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Municipality
New Buffalo Township
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