For Sale
10368 Saint John Drive, Algonac, MI 48001
$650,000
MLS # 20261038538 (Realcomp)
4 beds3 baths2,879 sqftBuilt 19980.3 acres
1 / 27
Listing Description
Ready for Lake Life? This Move in Ready Home is a Must-See!Bring the whole family and enjoy waterfront living in this beautiful custom-built 4 bedroom, 3 bathroom. Featuring a spacious open-concept floor plan, this property offers comfort style and plenty of room for entertaining with 75 feet of canal frontage and direct access to the North Channel, you'll love having your boat right in your backyard-no more trips to the boat launch! Located near Harsens Island, this provides easy access to some of the area's best boating and recreation.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,879 sq ft home built in 1998 sits in Clay Township in Algonac.
Currently offered at $650,000 (about $226/sq ft).
Estimated annual property tax: $8,728, or about $727 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,879 sqft
Lot Size0.3 acres
Year Built1998
Stories2
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementSlab
Garage3 spaces
HeatingForced Air
InteriorHome Warranty
Sale & Financing
Listed5/25/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,728
Parcel #74142410027000
Source: SparkMLS
Legal Description
LOT 27 COLONY ISLES-ST. JOHN SUBDIVISION NO. 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kathleen Malczynski
National Realty Centers, Inc
Frequently Asked Questions about 10368 Saint John Drive, Algonac, MI 48001
Which school district serves 10368 Saint John Drive, Algonac, MI 48001?
Per MLS# 20261038538, 10368 Saint John Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 10368 Saint John Drive, Algonac, MI 48001?
Per MLS# 20261038538, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10368 Saint John Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $8,728. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10368 Saint John Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10368 Saint John Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10368 Saint John Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10368 Saint John Drive, Algonac, MI 48001
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Municipality
Clay Township
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