For Sale
10404 Saint John Drive, Algonac, MI 48001
$635,000
MLS # 20261057427 (Realcomp)
3 beds2 baths1,949 sqftBuilt 20000.26 acres
1 / 33
Listing Description
Welcome to waterfront living at 10404 Saint John Drive! This beautifully maintained 3 bedroom, 2 bath brick ranch offers an inviting open-concept layout, spacious living areas, and direct canal access just minutes from Lake St. Clair. A dramatic foyer opens into the grand living room, where soaring ceilings, a fireplace, and an expansive wall of windows fill the space with natural light while showcasing peaceful water views. The open dining area provides an ideal setting for everyday meals and entertaining, while the generously sized kitchen features abundant cabinetry, ample workspace, a pantry, and a comfortable breakfast area. The spacious primary suite offers a private retreat with its own fireplace and a large ensuite bathroom featuring a jetted tub, separate shower, and double vanity. Two additional bedrooms provide flexibility for family, guests, or a home office, with one offering convenient shared access to the second full bathroom. Fresh interior paint and plentiful closet space add to the home’s move-in-ready appeal. Step outside to enjoy an exceptional waterfront setting that is increasingly difficult to find. The extra-wide canal frontage provides convenient access to the water while still offering a lush, natural landscape with privacy. A large brick-paver patio with a retractable awning creates the perfect place to relax, dine, or entertain near the water. A boat hoist and jet ski hoist make it easy to take full advantage of the waterfront lifestyle. Additional features include a seawall, lake-fed sprinkler system, whole-house generator, central vacuum system, and a heated 3 car garage with ample storage. Major updates include a roof in 2024 and HVAC system in 2023. Offering generous living space, valuable mechanical updates, exceptional outdoor amenities, and a rare blend of waterfront access and natural surroundings, this home is ready for its next owner to begin enjoying the Lake St. Clair lifestyle.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,949 sq ft home built in 2000 sits in Clay Township in Algonac.
Currently offered at $635,000 (about $326/sq ft).
Property tax estimate: $7,958 per year ($663/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,949 sqft
Lot Size0.26 acres
Year Built2000
Stories1
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCentral Vacuum, Whirlpool Tub
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,958
Parcel #74142400021000
Source: SparkMLS
Legal Description
LOT 21 COLONY ISLES-ST JOHN SUBDIVISION
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 25, 2026
Active
Jul 23, 2026
Listed for sale
$635,000
More Homes in Clay Township
Listed by Kevin Winningham
Keller Williams Paint Creek
Frequently Asked Questions about 10404 Saint John Drive, Algonac, MI 48001
What school district is 10404 Saint John Drive, Algonac, MI 48001 in?
Per MLS# 20261057427, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261057427, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261057427, the most recent reported annual property tax for 10404 Saint John Drive, Algonac, MI 48001 is $7,958. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10404 Saint John Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
Map
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Monthly payment$4,119
Principal & interest$4,119
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10404 Saint John Drive, Algonac, MI 48001
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Municipality
Clay Township
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