For Sale
124 Roselawn Street, Algonac, MI 48001
$299,900
MLS # 26033597 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,049 sqftBuilt 00.31 acres
1 / 24
Listing Description
Just steps from the St. Clair River, public library, and local amenities, this charming home offers the perfect combination of space, character, and location. Featuring 4 bedrooms and 2 full bathrooms, the thoughtfully designed floor plan showcases generous living spaces filled with natural light, new flooring throughout, warm wood ceiling details, and updated bathrooms. Plus, the new roof, tankless hot water heater, and appliances are another great perk. The conveniently located main-level bedroom boasts an oversized walk-in closet, while the spacious laundry and mudroom adds everyday functionality. Outside, the generously sized lot offers a private, inviting setting complete with a patio and deck, perfect for entertaining, relaxing, or enjoying Michigan's beautiful seasons. Book a private tour today! Agent/Owner
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,049 sq ft home in Clay Township in Algonac.
Currently offered at $299,900 (about $146/sq ft).
Annual property taxes run approximately $6,445 ($537/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,049 sqft
Lot Size0.31 acres
Year Built0
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,445
Tax Year2025
Assessed Value$89,237
Parcel #01-133-0029-000
Source: SparkMLS
Legal Description
LOTS 730 & 731 INCL W 1/2 OF VAC CROCKER DR ADJ SUPV ROY T GILBERTS PLAT NO 6 SEC 02 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 3, 2026
Listed for sale
$299,900
More Homes in Clay Township
Listed by Amber Eastcott
Keller Williams GR North
Frequently Asked Questions about 124 Roselawn Street, Algonac, MI 48001
Which school district serves 124 Roselawn Street, Algonac, MI 48001?
Per MLS# 26033597, 124 Roselawn Street, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26033597, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 124 Roselawn Street, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $6,445 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 124 Roselawn Street, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 124 Roselawn Street, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 124 Roselawn Street, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
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Monthly payment$1,945
Principal & interest$1,945
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
124 Roselawn Street, Algonac, MI 48001
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Municipality
Clay Township
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