For Sale
10420 Cedar Point Drive, White Lake, MI
$550,000
MLS # 20261019357 (Realcomp)
4 beds3 baths2,461 sqftBuilt 19710.32 acres
1 / 62
Listing Description
Welcome home to luxury lakefront living, where every day feels like a vacation! 98 ft of water frontage on all-sports Cedar Island Lake, known for its sparkling water, annual fireworks and beautiful sunrises and sunsets. Gorgeous waterfront views of tranquil DeGrand Bay. Inviting covered porch and lovely curb appeal. Recently updated laminate flooring, lighting and interior paint. Separate office on main level. Spacious family room with hardwood floors and Georgia Marble fireplace with slate hearth. Refreshed eat-in kitchen with new flooring and white cabinetry. Upper level offers a primary suite and three additional bedrooms. Lower level features a finished walk-out basement with large living area and second fireplace. Relax in your backyard with nice deck leading down to brick paver patio. Quiet cul-de-sac with limited traffic. Two and a half car attached garage. Newer furnace (2020). Well and newer septic field (2014). Award winning Huron Valley Schools. No HOA to worry about. Includes all appliances: double oven, dishwasher, fridge, electric cooktop, washer and dryer. Hurry...there is still time to spend the rest of your summer on the lake.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,461 sq ft home built in 1971 sits in White Lake Township in White Lake.
Asking $550,000 (about $223/sq ft).
Property tax estimate: $7,531 per year ($628/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,461 sqft
Lot Size0.32 acres
Year Built1971
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionAluminum Siding, Brick
BasementWalk-Out Access
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed4/21/2026
Original Price$599,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,194
State Equalized Value$261,760
Taxable Value$140,000
Parcel #1227452004
Source: Public Records
Legal Description
T3N, R8E, SEC 27 CEDAR VIEW NO 2 LOT 62
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Apr 22, 2026
Listed for sale
$599,900
More Homes in White Lake Township
Listed by Jillian N Moutafis
Real Estate One-Commerce
Frequently Asked Questions about 10420 Cedar Point Drive, White Lake, MI
Which school district serves 10420 Cedar Point Drive, White Lake, MI?
Per MLS# 20261019357, 10420 Cedar Point Drive, White Lake, MI is in the Huron Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Huron Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261019357, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 10420 Cedar Point Drive, White Lake, MI?
Per public tax records, annual property taxes for this property are $5,194. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10420 Cedar Point Drive, White Lake, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 10420 Cedar Point Drive, White Lake, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10420 Cedar Point Drive, White Lake, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$7,531
Monthly$628
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$4,195
Principal & interest$3,567
Property taxes$628
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10420 Cedar Point Drive, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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