For Sale
10780 Oxbow Lakeshore Drive, White Lake, MI
$450,000
MLS # 20261053364 (Realcomp)
3 beds3 baths2,639 sqftBuilt 19890.38 acres
1 / 40
Listing Description
Welcome to this beautifully maintained home in desirable White Lake Township. This move-in-ready home offers spacious living areas, a gourmet kitchen with a center island and generous pantry, and a warm, inviting great room with a gas fireplace. The vaulted primary suite provides a peaceful retreat, while the finished basement with a home office and recreation room offers flexible space for work, entertaining, or relaxing. Step outside to a stunning multi-level deck overlooking a private backyard filled with mature landscaping. Complete with a side-entry two-car garage, first-floor laundry, and an ideal location close to shopping, dining, parks, and recreation, this home combines timeless charm with everyday comfort.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,639 sq ft home in White Lake Township in White Lake built in 1989.
Currently offered at $450,000 (about $171/sq ft).
Annual property taxes run approximately $5,314 ($443/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,639 sqft
Lot Size0.38 acres
Year Built1989
Stories2
Location
CityWhite Lake
MunicipalityWhite Lake Twp
CountyOakland
School DistrictHuron Valley
Construction & Systems
ConstructionBrick, Stucco, Wood Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Water Softener/Owned
Sale & Financing
Listed7/11/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,563
State Equalized Value$184,720
Taxable Value$123,410
Parcel #1222401015
Source: Public Records
Legal Description
T3N, R8E, SEC 22 OXBOW LAKE HEIGHTS NO 2 LOT 22 2-20-86 FR 401-006
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 12, 2026
Listed for sale
$450,000
More Homes in White Lake Township
Listed by Keturah Bell
EXP Realty Main
Frequently Asked Questions about 10780 Oxbow Lakeshore Drive, White Lake, MI
What school district is 10780 Oxbow Lakeshore Drive, White Lake, MI in?
Per MLS# 20261053364, this property is served by Huron Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261053364, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261053364, the most recent reported annual property tax for 10780 Oxbow Lakeshore Drive, White Lake, MI is $4,563. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 10780 Oxbow Lakeshore Drive, White Lake, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 10780 Oxbow Lakeshore Drive, White Lake, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$5,314
Monthly$443
Millage rate28.7703 mills
Municipality: CHARTER TOWNSHIP OF WHITE LAKE
School district: TR-HURON VALLEY/WALL
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,362
Principal & interest$2,919
Property taxes$443
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10780 Oxbow Lakeshore Drive, White Lake, MI
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Municipality
White Lake Township
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County
Oakland County
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