For Sale
10438 St John Drive, Algonac, MI 48001
$599,900
MLS # 50203048 (MiRealSource)
3 beds3 bathsBuilt 19960.21 acres
1 / 56
Listing Description
Charming very well maintained canal front brick home...3 bdrm, 3 full baths, 3.5 car attached garage with new garage doors, large lot with steel seawall and boardwalk with electric , 2-3 minute ride to North Channel,Custom built, high quality throughout...New roof, whole house generator, inground sprinklers, added insulation in attic, new hwt, encapsulated crawl, Hunter Douglas blinds, spectacular master suite with 2 walk in closets, window seat with storage, dressing table with sink, large mst bth with jacuzzi tub and separate shower. Second bdrm has bench with storage and lots of closet space, sharing a large jack n jill bathroom with 3rd bdrm large eat in kitchen with newer appliances and door wall to patio. Built in desk and nice size laundry room, 1st floor den/office (could be 4th bdrm), large great room with 3 way fireplace, formal dining room with built in shelves, very clean! This SUPERB Waterfront area is delightful year round! Come and See for yourself -Great home!
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 3-bath, with original construction dating to 1996.
Currently offered at $599,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.21 acres
Year Built1996
Location
CityAlgonac
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage3.5 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/31/2026
Original Price$629,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lauren M Smerek
Isles Realty, Inc
Frequently Asked Questions about 10438 St John Drive, Algonac, MI 48001
Which school district serves 10438 St John Drive, Algonac, MI 48001?
Per MLS# 50203048, 10438 St John Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What financing options are available for 10438 St John Drive, Algonac, MI 48001?
Per MLS# 50203048, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 10438 St John Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 10438 St John Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 10438 St John Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
10438 St John Drive, Algonac, MI 48001
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Municipality
Clay Township
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