For Sale
11628 S Lake Chapin Road, Berrien Springs, MI 49103
$499,900
MLS # 26036352 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,903 sqftBuilt 19530.57 acres
1 / 29
Listing Description
Discover your own waterfront retreat on the St. Joseph River with direct access to Lake Chapin! Enjoy miles of all-sports water between the Buchanan and Berrien Springs dams from your private dock. Updated for year-round living, this inviting home offers beautiful water views from nearly every room. The light-filled dining room features sliding doors on both sides, a bay window, and soaring ceilings, creating the perfect space to gather and take in the scenery. The primary suite feels like a private escape with cathedral knotty-pine ceilings, walls of windows, and its own deck overlooking the water. A new privacy fence adds comfort and seclusion, while multiple decks and outdoor spaces make it easy to relax, entertain, and enjoy the peaceful setting. Whether you are searching for a full-time home or weekend getaway, this is a waterfront property you will want to experience in person.
Source: SparkMLS
About this home
Located in Berrien Township in Berrien Springs, this property offers 3-bedroom, 2-bath, 1,903 sq ft, with original construction dating to 1953.
Currently offered at $499,900 (about $263/sq ft).
Annual property taxes run approximately $4,734 ($395/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,903 sqft
Lot Size0.57 acres
Year Built1953
Stories1
Location
CityBerrien Springs
MunicipalityBerrien Twp
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingHeat Pump
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,734
Tax Year2026
Assessed Value$219,880
Parcel #11-04-0135-0005-09-9
Source: SparkMLS
Legal Description
FROM NE COR FRL SEC 35 T6S R18W TH W 1652.5' TO RD C/L TH S02DEG E 462' TH S20DEGW 250.8' TH S24DEGW 661' TH S01DEG30'W 842.3' ALL ON C/L TO POB TH S01DEG30'W ON C/L 155.6' TH S88DEG30'W 151' TO WATERS EDGE OF LAKE CHAPIN TH N01DEG43'W ON WATERS EDGE 163.8' TH S88DEG30'E 160' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 16, 2026
Listed for sale
$499,900
More Homes in Berrien Township
Listed by Julie Dalson Scott
The Shore Real Estate Group
Frequently Asked Questions about 11628 S Lake Chapin Road, Berrien Springs, MI 49103
What school district is 11628 S Lake Chapin Road, Berrien Springs, MI 49103 in?
Per MLS# 26036352, this property is served by Berrien Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26036352, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26036352, the most recent reported annual property tax for 11628 S Lake Chapin Road, Berrien Springs, MI 49103 is $4,734 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11628 S Lake Chapin Road, Berrien Springs, MI 49103 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11628 S Lake Chapin Road, Berrien Springs, MI 49103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Twp police department or the Berrien County sheriff's office.
Map
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Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11628 S Lake Chapin Road, Berrien Springs, MI 49103
View full property history →
Municipality
Berrien Township
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