Under Contract
4435 Lake Chapin Road, Berrien Springs, MI 49103
$998,500
MLS # 26026861 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,664 sqftBuilt 19403.52 acres
1 / 79
Listing Description
Rare opportunity to own one of Lake Chapin's most extraordinary waterfront properties. Set on 3.52 private acres with 381 feet of frontage on all-sports Lake Chapin, this beautifully renovated 3-bedroom, 2-bath lakefront retreat offers a combination of acreage, privacy, recreation, and waterfront usability rarely found in Southwest Michigan. A winding artesian stream with waterfalls and footbridges flows through the property, while mature trees, expansive lawn, and a gentle walkout approach to the water create a setting that feels more like a private resort than a traditional lake home. With no stairs to the lake, exceptional frontage, and breathtaking views in every direction, the property was designed to be enjoyed as much for the land as for the water itself. Completely renovated in 2016, the home blends warmth and character with modern comfort. Walls of windows showcase the spectacular lake views throughout.
Source: SparkMLS
About this home
Located in Berrien Township in Berrien Springs, this property offers 3-bedroom, 2-bath, 1,664 sq ft, with original construction dating to 1940.
Listed at $998,500 (about $600/sq ft).
Estimated annual property tax: $7,457, or about $621 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,664 sqft
Lot Size3.52 acres
Year Built1940
Stories1
Location
CityBerrien Springs
MunicipalityBerrien Twp
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
StyleCape Cod, Traditional
ConstructionVinyl Siding
BasementSlab
Garage4 spaces
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Electricity Available, High-Speed Internet
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,457
Tax Year2025
Assessed Value$190,080
Parcel #11-04-0125-0007-01-9
Source: SparkMLS
Legal Description
FROM E1/4 PST FRL SEC 25 T6S R18W RUN N89DEG29'17''W 2640.42'TH N 0 DEG30'E 889.1'TH N79DEG50'W 328.42 FT TO TRUE POB TH N79DEG50'W 350.38'TH N 0 DEG29'20''E 363.6'TH N78DEG14'20''E 381.35'TH N76DEG52' E 4.6'TH S10DEG06'45''W 183.25' TH S 0 DEG41'W 323.84'TO POB ALSO ALL LAND LYING BET NLY LNS OF ABOVE & WATERS EDGE OF ST JOE RV
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gretchen Volkenstein
@properties Christie's International R.E.
Frequently Asked Questions about 4435 Lake Chapin Road, Berrien Springs, MI 49103
Which school district serves 4435 Lake Chapin Road, Berrien Springs, MI 49103?
Per MLS# 26026861, 4435 Lake Chapin Road, Berrien Springs, MI 49103 is in the Berrien Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Berrien Springs directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026861, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4435 Lake Chapin Road, Berrien Springs, MI 49103?
Per public tax records, annual property taxes for this property are $7,457 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4435 Lake Chapin Road, Berrien Springs, MI 49103 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4435 Lake Chapin Road, Berrien Springs, MI 49103 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4435 Lake Chapin Road, Berrien Springs, MI 49103?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Twp police department or the Berrien County sheriff's office.
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Monthly payment$6,476
Principal & interest$6,476
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4435 Lake Chapin Road, Berrien Springs, MI 49103
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Municipality
Berrien Township
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