Under Contract
1203 Spur Drive, St. Joseph, MI 49085
$499,000
MLS # 26016517 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,721 sqftBuilt 19860.64 acres
1 / 65
Listing Description
Welcome to this stunning Ott built, two-story brick colonial in The Ponds neighborhood. Exceptional curb appeal greets you with a circular drive, covered front porch, and lush, manicured grounds framed by mature trees. Inside, rich wood trim, terracotta tile, and crown molding set an elegant tone throughout. The formal living room features a fireplace and bay window, while the chef's kitchen impresses with granite countertops, cherry cabinetry, stainless appliances, a gas range nestled in a dramatic brick arch, and a breakfast nook. Entertain in the formal dining room or unwind in the vaulted family room with hardwood floors, built-in shelving, and a second fireplace. The showstopping three-season sunroom boasts a cedar ceiling with skylights, wraparound windows, and sweeping backyard views, truly a sanctuary. With a two car garage, generous lot, and timeless craftsmanship throughout, this home is a rare gem in one of the area's most beloved neighborhoods!
Source: SparkMLS
About this home
Located in Royalton Township in St. Joseph, this property offers 4-bedroom, 3-bath, 2,721 sq ft, with original construction dating to 1986.
Listed at $499,000 (about $183/sq ft).
Property tax estimate: $4,520 per year ($377/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,721 sqft
Lot Size0.64 acres
Year Built1986
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/19/2026
Original Price$525,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,520
Tax Year2025
Assessed Value$185,391
Parcel #11-17-7470-0074-00-0
Source: SparkMLS
Legal Description
LOT 74 THE PONDS NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 1203 Spur Drive, St. Joseph, MI 49085
Which school district serves 1203 Spur Drive, St. Joseph, MI 49085?
Per MLS# 26016517, 1203 Spur Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016517, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1203 Spur Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,520 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1203 Spur Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1203 Spur Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1203 Spur Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,262
Principal & interest$3,237
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1203 Spur Drive, St. Joseph, MI 49085
View full property history →
Municipality
Royalton Township
View all listings →
Get email alerts for new listings near 1203 Spur Drive
We'll notify you when something hits the market in Royalton Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.