Sold
12281 Pennington Avenue NE, Sparta, MI 49345
Sold on 06/30/2026 for$419,500
MLS # 26022288 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,628 sqftBuilt 19896.3 acres
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Listing Description
Discover this well cared for Two Story home on 6.3 Acres of wooded property. Home offers over 2628 feet of finished living area with 4 Bedrooms. Open kitchen and dining area with Center island, pantry and appliances. Two large enclosed porches with extra space for storage. Partially finished walkout basement. Property features, Fruit Trees, Garden area, garden pond, Patio, Firepit and small stream out back. Some updates were recently completed include a newer roof, cement in garage and septic tanks. Come check out this home today. Home Warranty included.
Source: SparkMLS
About this home
Located in Algoma Township in Sparta, this property offers 4-bedroom, 2-bath, 2,628 sq ft, with original construction dating to 1989.
Final sale price: $419,500 (about $160/sq ft).
Property tax estimate: $2,603 per year ($217/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,628 sqft
Lot Size6.3 acres
Year Built1989
Stories2
Location
CitySparta
MunicipalityAlgoma Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Pantry
Sale & Financing
Listed5/13/2026
Sold Date6/29/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,603
Tax Year2026
State Equalized Value$200,400
Taxable Value$83,828
Assessed Value$83,828
Parcel #410608200024
Source: Public Records
Legal Description
PART OF NE 1/4 COM AT NE COR OF SEC TH S ALONG E SEC LINE 230 FT TH N 89D 33M 00S W 190 FT TH N 00D 00M 00S 30 FT TH N 89D 33M 00S W TO A PT 199.93 FT S 0D 00M 44S E ALONG W LINE OF NE 1/4 NE 1/4 FROM NW COR THEREOF TH N 0D 00M 44S W 199.93 FT TO NW COR NE 1/4 NE 1/4 TH S 89D 33M 11S E TO BEG * SEC 8 T9N R11W 6.30 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael J Lamb
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 12281 Pennington Avenue NE, Sparta, MI 49345
Which school district serves 12281 Pennington Avenue NE, Sparta, MI 49345?
Per MLS# 26022288, 12281 Pennington Avenue NE, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
What financing options are available for 12281 Pennington Avenue NE, Sparta, MI 49345?
Per MLS# 26022288, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 12281 Pennington Avenue NE, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $2,603 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 12281 Pennington Avenue NE, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 12281 Pennington Avenue NE, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 12281 Pennington Avenue NE, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Monthly payment$2,721
Principal & interest$2,721
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12281 Pennington Avenue NE, Sparta, MI 49345
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Municipality
Algoma Township
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