Sold
130 Delta Drive, Algonac, MI 48001
Sold on 04/08/2026 for$230,000
MLS # 20251016452 (Realcomp)
3 beds2 baths1,812 sqftBuilt 19670.14 acres
1 / 43
Listing Description
Location, Location, Location!This rare corner-lot property offers approximately 158 feet of canal frontage, perfect for mooring your boat. Just seconds from the St. Clair River by water, it’s a boater’s dream come true.The home features 3 bedrooms, 1.5 baths, and a 2-car detached garage with an additional screened-in porch attached—overlooking the canal with views of the river. The wooden seawall has been maintained yearly by the current owner. While the home could use some TLC, it holds incredible potential for the right buyer to create their dream waterfront retreat.Opportunities like this don’t come around often—take a look and check out the possibilities for yourself!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,812 sq ft home built in 1967 sits in Clay Township in Algonac.
Closed at $230,000 (about $127/sq ft).
Estimated annual property tax: $3,783, or about $315 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,812 sqft
Lot Size0.14 acres
Year Built1967
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/17/2025
Sold Date4/7/2026
Original Price$299,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,783
Parcel #011670009000
Source: SparkMLS
Legal Description
LOT 13 & W 18' LOT 14 ABRAM SMITH & SONS SECOND ADDT VILLAGE OF ALGONAC SEC 11 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jonathan E Wright
O'Connor Realty, Inc
Frequently Asked Questions about 130 Delta Drive, Algonac, MI 48001
Which school district serves 130 Delta Drive, Algonac, MI 48001?
Per MLS# 20251016452, 130 Delta Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251016452, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 130 Delta Drive, Algonac, MI 48001?
Per public tax records, annual property taxes for this property are $3,783. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 130 Delta Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 130 Delta Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 130 Delta Drive, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 130 Delta Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
130 Delta Drive, Algonac, MI 48001
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Municipality
Clay Township
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