For Sale
144 Channelsyde Drive, Algonac, MI 48001
$599,900
MLS # 50213478 (MiRealSource)
3 beds2 bathsBuilt 20260.24 acres
1 / 56
Listing Description
WELCOME TO THE "MARINER HOUSE", A STUNNING BRAND NEW PREMIUM BUILT 3 BED, 2 BATH RANCH LOCATED IN THE CHARMING TOWN OF ALGONAC, KNOWN AS THE VENICE OF MICHIGAN. NESTLED IN JUST OFF THE ST. CLAIR RIVER SHIPPING CHANNEL, YOU WILL APPRECIATE THE ENDLESS OPPORTUNITIES THIS WATERFRONT LOCATION HAS TO OFFER. FEATURING A RARE 150 FT OF PRIME CANAL FRONT PERFECT FOR DOCKING NUMEROUS BOATS OR WATERCRAFT. YOU WILL ENJOY AREA TROPHY FISHING, BOATING, WAVE RUNNING, KAYAKING, PADDLE BOARDING, PLUS THE ENDLESS VIEWS OF VARIOUS PASSING SHIPS AND VESSELS. STEP INSIDE AND YOU WILL FIND A GORGEOUS READY-TO-MOVE-IN HOME. FEATURES INCLUDE EXCEPTIONAL CRAFTSMANSHIP WITH AN OPEN CONCEPT DESIGN FEATURING SOARING CEILINGS CREATING AN INVITING LIVING SPACE. A BEAUTIFULLY APPOINTED KITCHEN SHOWCASING SOFT CLOSE CABINETRY, ELEGANT QUARTZ COUNTERTOPS, A LARGE CENTER ISLAND AND WALK-IN PANTRY. ESCAPE TO THE PRIMARY BEDROOM SUITE WITH A SPA-LIKE ENSUITE BATH COMPLETE WITH A CUSTOM CERAMIC TILE SHOWER, DOUBLE VANITIES, AND A WALK-IN CLOSET. THERE IS A DEDICATED FIRST-FLOOR LAUNDRY ROOM. STEP OUTSIDE ONTO THE OUTDOOR PATIO, THE PERFECT SPOT FOR ENTERTAINING FAMILY AND FRIENDS. THE STEEL SEAWALL BOASTS BRAND NEW PILINGS AND A CUSTOM BOARDWALK AND SEATING AREA. 2-CAR ATTACHED INSULATED AND FINISHED GARAGE WITH ATTIC STORAGE. FULLY ENCAPSULATED CRAWLSPACE. LUXURY VINYL PLANK FLOORING, TANKLESS HOT WATER HEATER, ANDERSON WINDOWS, HIGH EFFICIENCY HEATING, COOLING AND ENERGY PACKAGE. FLOOD INSURANCE IS NOT REQUIRED; THERE IS A LOMA. THE YARD IS COMPLETE WITH BEAUTIFUL PLUSH SOD. LOCATED CLOSE TO DOWNTOWN ALGONAC, AREA MARINAS, BOAT LAUNCHES, CITY PARKS/POOL, THE BRIDGE TO BAY BIKE TRAIL, THE ALGONAC STATE PARK, AND THE CANADIAN INTERNATIONAL AUTO FERRY CROSSING.
Source: SparkMLS
About this home
Located in Clay Township in Algonac, this property offers 3-bedroom, 2-bath, with original construction dating to 2026.
Asking $599,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.24 acres
Year Built2026
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Tax Information
Parcel #01-125-0012-000
Source: SparkMLS
Legal Description
Lot 12 Escape Island
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Frequently Asked Questions about 144 Channelsyde Drive, Algonac, MI 48001
What school district is 144 Channelsyde Drive, Algonac, MI 48001 in?
Per MLS# 50213478, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50213478, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
Is 144 Channelsyde Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 144 Channelsyde Drive, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$3,891
Principal & interest$3,891
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
144 Channelsyde Drive, Algonac, MI 48001
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Municipality
Clay Township
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