Sold
1483 Prairie Drive, St. Joseph, MI 49085
Sold on 06/16/2026 for$427,940
MLS # 26026980 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,603 sqftBuilt 20250.45 acres
1 / 2
Listing Description
Newly constructed Bi-level home in the Concord Ridge Community. This new home boasts features including: 10-yr structural warranty, energy star efficiency, designer gourmet kitchen cabinets, hardware and a two car garage.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,603 sq ft home built in 2025 sits in Royalton Township in St. Joseph.
This home sold for $427,940 (about $267/sq ft).
Estimated annual property tax: $801, or about $67 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,603 sqft
Lot Size0.45 acres
Year Built2025
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/3/2026
Sold Date6/15/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$425 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$801
Tax Year2024
Assessed Value$7,227
Parcel #111718000042002
Source: SparkMLS
Legal Description
Lot 42 of Concord Ridge
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 1483 Prairie Drive, St. Joseph, MI 49085
Which school district serves 1483 Prairie Drive, St. Joseph, MI 49085?
Per MLS# 26026980, 1483 Prairie Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 1483 Prairie Drive, St. Joseph, MI 49085?
Per MLS# 26026980, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1483 Prairie Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $801 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1483 Prairie Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1483 Prairie Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1483 Prairie Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,811
Principal & interest$2,776
HOA$35
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1483 Prairie Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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