Sold
1566 E James Street, White Cloud, MI 49349
Sold on 04/10/2026 for$247,000
MLS # 25043065 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,428 sqftBuilt 19630.4 acres
1 / 25
Listing Description
*A Peaceful Retreat Awaits* Welcome to this inviting home set on nearly half an acre of serene landscape. Featuring 3 spacious bedrooms and 2 full baths, this home offers comfort and functionality for everyday living or a relaxing getaway. Enjoy a beautifully updated kitchen and dining area with quartz countertops and modern cabinetry—perfect for cooking and entertaining. The cozy family room boasts a charming fireplace, while the sunroom offers peaceful natural views all year round. Upstairs, you'll find generously sized bedrooms with brand-new carpeting and fresh paint, creating a clean and comfortable space to unwind. Roof and furnace are new in the past 4 years. Located just minutes from outdoor adventures, this home is close to the Muskegon River, Croton and Hardy Dams, Newaygo State Park, Silver Lake Sand Dunes, and more. Whether you love fishing, kayaking, or simply relaxing in nature, this location has it all. Home comes fully furnished, including dishes and linens!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,428 sq ft home in White Cloud in White Cloud built in 1963.
This home sold for $247,000 (about $102/sq ft).
Property tax estimate: $6,000 per year ($500/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,000 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,428 sqft
Lot Size0.4 acres
Year Built1963
Stories2
Location
CityWhite Cloud
MunicipalityWhite Cloud City
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleChalet
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed11/17/2025
Sold Date4/9/2026
Original Price$259,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,000
Tax Year2024
Assessed Value$92,298
Parcel #15-05-278-007
Source: SparkMLS
Legal Description
LOT 2 HOOKERS ADD TO WHITE CLOUD
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angel J Calnin
Five Star Real Estate
Frequently Asked Questions about 1566 E James Street, White Cloud, MI 49349
Which school district serves 1566 E James Street, White Cloud, MI 49349?
Per MLS# 25043065, 1566 E James Street, White Cloud, MI 49349 is in the White Cloud boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Cloud directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25043065, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1566 E James Street, White Cloud, MI 49349?
Per public tax records, annual property taxes for this property are $6,000 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1566 E James Street, White Cloud, MI 49349 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1566 E James Street, White Cloud, MI 49349 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1566 E James Street, White Cloud, MI 49349. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1566 E James Street, White Cloud, MI 49349?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White Cloud City police department or the Newaygo County sheriff's office.
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Monthly payment$1,654
Principal & interest$1,654
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
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1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
SpectrumCable
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300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1566 E James Street, White Cloud, MI 49349
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Municipality
White Cloud
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