For Sale
1614 Cedar Point Drive, Niles, MI 49120
$559,000
MLS # 26022256 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,874 sqftBuilt 19482.83 acres
1 / 42
Listing Description
Escape to your own peaceful riverfront oasis on the St. Joseph River! Nestled on approximately 3 acres with 130+ feet of private frontage, this one-of-a-kind property offers a serene, wooded setting that feels like your own private park. This attractive storybook English cottage, originally built by an artist in the 1940s, is rich in character and history, featuring stunning stained-glass windows, soaring ceilings in the main living space, and a beautiful stone wood-burning fireplace. Once two separate structures, they were thoughtfully combined into a distinctive and inviting residence full of charm. The home has been tastefully updated with a fully renovated kitchen and bathroom, all new bamboo luxury vinyl flooring throughout, a newly installed limestone driveway with a welcoming roundabout entrance, and new roof.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,874 sq ft home in Niles Township in Niles built in 1948.
Listed at $559,000 (about $298/sq ft).
Annual property taxes run approximately $5,853 ($488/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,874 sqft
Lot Size2.83 acres
Year Built1948
Stories2
Location
CityNiles
MunicipalityNiles Twp
Zip Code49120
CountyBerrien
School DistrictBrandywine
Construction & Systems
ConstructionStone, Wood Siding
BasementMichigan Basement, Partial, Slab
HeatingForced Air, Radiant
WaterPublic
SewerPublic
Sale & Financing
Listed5/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,853
Tax Year2026
Assessed Value$126,297
Parcel #11-14-1120-0017-00-4
Source: SparkMLS
Legal Description
LOT 17 SUPERVISOR'S PLAT OF CEDAR POINT
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anna Glassman
Glassman Real Estate
Frequently Asked Questions about 1614 Cedar Point Drive, Niles, MI 49120
What school district is 1614 Cedar Point Drive, Niles, MI 49120 in?
Per MLS# 26022256, this property is served by Brandywine. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022256, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022256, the most recent reported annual property tax for 1614 Cedar Point Drive, Niles, MI 49120 is $5,853 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1614 Cedar Point Drive, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1614 Cedar Point Drive, Niles, MI 49120 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,626
Principal & interest$3,626
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1614 Cedar Point Drive, Niles, MI 49120
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Municipality
Niles Township
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