For Sale
1748 Saint Clair River Drive, Algonac, MI 48001
$650,000
MLS # 50216074 (MiRealSource)
4 beds3 bathsBuilt 19270.23 acres
1 / 45
Listing Description
Exceptional waterfront opportunity on the highly sought-after St. Clair River! This beautifully updated 3-bedroom, 2-bath home has been meticulously maintained and is currently operating as a successful vacation rental, offering an outstanding opportunity for investors or those seeking a waterfront retreat with income potential. The property also features a private mother-in-law suite complete with its own bedroom and full bath, providing ideal accommodations for guests, extended family, or additional rental income. Boating enthusiasts will appreciate the oversized garage, rare two-well boathouse, and impressive 100 feet of canal frontage with a newer seawall, offering ample dockage and easy access to the St. Clair River. Situated on an extra-wide lot, there’s plenty of space to enjoy waterfront living both on and off the water. Recent updates throughout the home provide peace of mind, including a durable metal roof and extensive renovations, making this property truly move-in ready. Offered furnished with an acceptable offer, this turnkey property allows you to begin enjoying—or generating income from—the home immediately. Whether you’re looking for a full-time residence, weekend getaway, or proven income-producing investment, this exceptional waterfront property checks every box.
Source: SparkMLS
About this home
4-bedroom, 3-bath home in Clay Township in Algonac built in 1927.
Listed at $650,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.23 acres
Year Built1927
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #01-165-0016-000
Source: SparkMLS
Legal Description
N 18.5' LOT 91, ALL LOT 92 & S 21.7' LOT 93 ABRAM SMITH & SONS ADDITION TO THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 167 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Listed for sale
$650,000
More Homes in Clay Township
Listed by Jeremiah Glowski
Berkshire Hathaway HomeServices Kee Realty NB
Frequently Asked Questions about 1748 Saint Clair River Drive, Algonac, MI 48001
Which school district serves 1748 Saint Clair River Drive, Algonac, MI 48001?
Per MLS# 50216074, 1748 Saint Clair River Drive, Algonac, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50216074, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1748 Saint Clair River Drive, Algonac, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1748 Saint Clair River Drive, Algonac, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1748 Saint Clair River Drive, Algonac, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1748 Saint Clair River Drive, Algonac, MI 48001
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Municipality
Clay Township
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