Pending
1806 Saint Clair River Drive, Algonac, MI 48001
$523,888
MLS # 50205719 (MiRealSource)
3 beds2 bathsBuilt 19280.18 acres
1 / 46
Listing Description
Stunning fully renovated Craftsman-style waterfront home offering 66’ of clean, free-flowing canal frontage with direct access to the St. Clair River. This one-of-a-kind property has been extensively updated inside and out, blending timeless character with modern design and functionality. Bonus Opportunity: Adjoining 70x110 lot available for $135,000, located on a private island with bridge access (new in 2018). Buyer of the home has first right of refusal. Features include wide plank white oak flooring, custom kitchen and baths with designer tile and floating cabinetry, Viking Appliances, spacious primary suite with walk-in closet and spa-like bath, and a basement with transferable waterproofing warranty. Major improvements include newer roof, James Hardie siding, gutters with underground drainage, updated windows, tankless water heater, and more. Exterior highlights include a steel seawall, new concrete driveway and walkways, professional landscaping, and in-ground sprinkler system. Extensive List available. This is not just a home—it’s a meticulously upgraded waterfront retreat where craftsmanship meets modern efficiency. The price reflects the substantial investment and rare setting.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1928 sits in Clay Township in Algonac.
Listed at $523,888.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.18 acres
Year Built1928
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionStone
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorHumidifier, Ceiling Fan(s)
Sale & Financing
Listed4/28/2026
Terms AcceptedCash, Conventional, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristi Donaldson
Berkshire Hathaway HomeServices Kee Realty NB
Frequently Asked Questions about 1806 Saint Clair River Drive, Algonac, MI 48001
What school district is 1806 Saint Clair River Drive, Algonac, MI 48001 in?
Per MLS# 50205719, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50205719, the seller has indicated this property accepts the following financing types: Cash, Conventional, VA Loan. Financing acceptance is subject to change — confirm with the listing agent.
Is 1806 Saint Clair River Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1806 Saint Clair River Drive, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$3,398
Principal & interest$3,398
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1806 Saint Clair River Drive, Algonac, MI 48001
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Municipality
Clay Township
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