For Sale
1825 State Street, Algonac, MI 48001
$429,900
MLS # 50208500 (MiRealSource)
4 beds2 bathsBuilt 20260.49 acres
1 / 35
Listing Description
WELCOME TO ALGONQUIN WOODS, A PREMIER NEW RESIDENTIAL DEVELOPMENT LOCATED IN THE HEART OF ALGONAC. THIS EXCITING NEW COMMUNITY FEATURES 9 PREMIUM HOME SITES READY TO BUILD THE HOME OF YOUR DREAMS. THE RACHEL MODEL HOME WILL BE THE FIRST SPEC HOME TO BE BUILT, LOCATED ON PARCEL A. THIS 1878 SQFT DESIGN INCLUDES 4 BEDROOMS, 2.5 BATHROOMS, A GREAT ROOM WITH SOARING CEILINGS THAT CREATE A SPACIOUS OPEN FEEL, A FABULOUS GOURMET KITCHEN WITH SOFT-CLOSE CABINETS, GRANITE COUNTERTOPS, A CENTER ISLAND WITH SEATING, AND A SPACIOUS DEDICATED DINING AREA, THE FIRST FLOOR PRIMARY BEDROOM SUITE FEATURES A TRAY CEILING, A WALK-IN CLOSET AND A LUXURIOUS PRIMARY BATHROOM INCLUDING A STEP-IN SHOWER, AND DOUBLE VANTIES. THERE IS LUXURY VINYL FLOORING AND CARPET THROUGHOUT, A 2.5-CAR ATTACHED GARAGE. ENJOY THE FRONT AND BACK COVERED PORCHES TO TAKE IN THE SURROUNDING SCENERY. THIS IS A PERFECT OPPORTUNITY TO ENJOY A MODERN NEW HOME WHILE BEING MINUTES TO THE ST CLAIR RIVER, LAKE ST CLAIR, RIVERFRONT BOARDWALK, AREA BOAT LAUNCHES, MARINAS, COMMUNITY PARK/POOL, AND BIKE PATH.
Source: SparkMLS
About this home
4-bedroom, 2-bath home in Clay Township in Algonac built in 2026.
Currently offered at $429,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Lot Size0.49 acres
Year Built2026
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #01-107-0017-210
Source: SparkMLS
Legal Description
PARCEL A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Ceder
Sine & Monaghan Realtors LLC Algonac
Frequently Asked Questions about 1825 State Street, Algonac, MI 48001
What school district is 1825 State Street, Algonac, MI 48001 in?
Per MLS# 50208500, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50208500, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 1825 State Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1825 State Street, Algonac, MI 48001 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Monthly payment$2,788
Principal & interest$2,788
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1825 State Street, Algonac, MI 48001
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Municipality
Clay Township
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