Sold
2037 Saint Clair River Drive, Algonac, MI 48001
Sold on 01/12/2026 for$220,000
MLS # 20251060296 (Realcomp)
3 beds2 baths1,326 sqftBuilt 18950.16 acres
1 / 29
Listing Description
Beautifully updated Algonac home now priced at just $220,000 and offering immediate occupancy... move in before the holidays! This charming property delivers standout curb appeal with newly refinished front steps leading into a bright enclosed porch. The main level features newly installed luxury vinyl flooring throughout the spacious living room with a shiplap accent wall, dining area, and fully renovated kitchen complete with granite countertops and a custom tile backsplash. A convenient mudroom sits just off the kitchen for added functionality. The main floor also includes a beautifully updated full bath with ceramic tile and granite countertop, along with two comfortable bedrooms featuring hardwood floors and built-in storage. Upstairs, you’ll find a large bedroom with its own open-style bathroom... ideal as a private primary suite or guest space. The basement offers additional storage, while the backyard is designed for enjoying every season. The rear garage door creates a true indoor/outdoor experience, opening to the patio and fire pit area... perfect for entertaining, grilling, or relaxing. A privacy fence surrounds the yard, and the oversized detached garage provides great utility and flow with the drive-through design. Located outside the flood zone (no flood insurance required!) and just minutes from the new residents-only public swimming pool. This home also qualifies for zero-down financing, and with today's lower interest rates, affordability has never been better. At this new price, this is one of the best values in Algonac. Don’t miss it!
Source: SparkMLS
About this home
Located in Algonac in Algonac, this property offers 3-bedroom, 2-bath, 1,326 sq ft, with original construction dating to 1895.
Closed at $220,000 (about $166/sq ft).
Estimated annual property tax: $1,705, or about $142 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,326 sqft
Lot Size0.16 acres
Year Built1895
Stories2
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac Community School District
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed12/15/2025
Sold Date1/11/2026
Terms AcceptedCash, Conventional, FHA, Rural Development
Source: SparkMLS
Tax Information
Annual Tax$1,705
Parcel #74011450004000
Source: SparkMLS
Legal Description
LOT 2 KENDALL KENDALL FARM SUBDIVISON ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert K Montgomery
Realty Executives Home Towne
Frequently Asked Questions about 2037 Saint Clair River Drive, Algonac, MI 48001
What school district is 2037 Saint Clair River Drive, Algonac, MI 48001 in?
Per MLS# 20251060296, this property is served by Algonac Community School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251060296, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251060296, the most recent reported annual property tax for 2037 Saint Clair River Drive, Algonac, MI 48001 is $1,705. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2037 Saint Clair River Drive, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2037 Saint Clair River Drive, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2037 Saint Clair River Drive, Algonac, MI 48001?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2037 Saint Clair River Drive, Algonac, MI 48001. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2037 Saint Clair River Drive, Algonac, MI 48001
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Municipality
Algonac
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