Sold
2090 N Channel Road, MI 48028
Sold on 02/17/2026 for$340,000
MLS # 50196769 (MiRealSource)
2 beds1 bathBuilt 19670.68 acres
1 / 25
Listing Description
Location Location!!!! Wake up to breathtaking views in this cozy 2 Bedroom cottage on Harsens Island. Whether you are looking for a weekend getaway or a year-round home, this is a one-of-a-kind property for you. Updated Roof, furnace, central air, and 200 amp panel. There is also an invisible fence installed on the property. All appliances are included. Furnishings may be sold with the home. Great location on the island. The yard is very spacious for entertaining the family and friends. Shed for storing the water toys or yard equipment. There is a dock for a boat. Water is around 5 ft Come check it out! Price reduced - seller is motivated.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Clay Township in Michigan built in 1967.
Final sale price: $340,000.
Broadband is available with download speeds up to 1,200 Mbps from 5 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.68 acres
Year Built1967
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/1/2026
Sold Date2/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Elizabeth Rogers
Realty Executives Home Towne Chesterfield
Frequently Asked Questions about 2090 N Channel Road, MI 48028
What school district is 2090 N Channel Road, MI 48028 in?
Per MLS# 50196769, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50196769, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 2090 N Channel Road, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2090 N Channel Road, MI 48028 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2090 N Channel Road, MI 48028?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2090 N Channel Road, MI 48028. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2090 N Channel Road, MI 48028
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Municipality
Clay Township
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