For Sale
2100 N Channel Drive, MI 48028
$474,900
MLS # 20261045785 (Realcomp)
2 beds1 bath900 sqftBuilt 19670.27 acres
1 / 45
Listing Description
Discover a captivating getaway on the beautiful North Channel on Harsens Island! This attractive, cozy property is in move-in condition, offering a unique opportunity for waterfront living. The kitchen, designed with an open plan, seamlessly integrates with the living room, perfect for entertaining. It features sleek stainless steel appliances, including a high-end refrigerator, perfect for culinary enthusiasts and entertaining alike. The bathroom provides a rejuvenating experience with its walk-in shower, complete with multiple shower heads, transforming daily routines into a spa-like retreat. Outside, a private dock extends your living space directly onto the water, ideal for boating or simply enjoying the tranquil surroundings. An inviting patio and dedicated outdoor dining area offer perfect settings for al fresco meals and memorable gatherings under the open sky. This property presents an unparalleled opportunity to embrace a vibrant waterfront lifestyle.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 2-bedroom, 1-bath, 900 sq ft, with original construction dating to 1967.
Asking $474,900 (about $528/sq ft).
Annual property taxes run approximately $7,145 ($595/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area900 sqft
Lot Size0.27 acres
Year Built1967
Stories1
Location
MunicipalityClay Twp
Zip Code48028
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,145
Parcel #74148290002000
Source: SparkMLS
Legal Description
WLY 1/2 OF LOT 2 SANDY SHORES PC NO 5 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott K Van Sickle
Market Elite Inc
Frequently Asked Questions about 2100 N Channel Drive, MI 48028
What school district is 2100 N Channel Drive, MI 48028 in?
Per MLS# 20261045785, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2100 N Channel Drive, MI 48028?
Per MLS# 20261045785, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261045785, the most recent reported annual property tax for 2100 N Channel Drive, MI 48028 is $7,145. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2100 N Channel Drive, MI 48028 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2100 N Channel Drive, MI 48028 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Monthly payment$3,080
Principal & interest$3,080
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2100 N Channel Drive, MI 48028
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Municipality
Clay Township
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