Sold
2122 Michigan Street, Algonac, MI 48001
Sold on 07/13/2026 for$193,000
MLS # 50209300 (MiRealSource)
3 beds2 bathsBuilt 20050.15 acres
1 / 41
Listing Description
Welcome to canal front living in beautiful Algonac! This charming 3 bedroom, 2 bath ranch sits at the end of the canal, offering peaceful views and a front row seat to nature. Enjoy watching swans, ducks, fish, and other wildlife right from your backyard. Love the outdoors? Launch your canoe or kayak and take a relaxing ride down the canal to the stunning St. Clair River. Whether you’re looking for a weekend retreat, year-round home, or a place to enjoy boating and fishing life, this property offers endless potential. With its desirable location, serene setting, and access to the water, this is a fantastic opportunity to create your own little slice of paradise in Algonac! Located only a block from the Algonac Pool and bike path, and just blocks away from the boat launch!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2005 sits in Clay Township in Algonac.
This home sold for $193,000.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.15 acres
Year Built2005
Location
CityAlgonac
MunicipalityAlgonac City
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/27/2026
Sold Date7/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #01-129-0082-050
Source: SparkMLS
Legal Description
THAT PART OF LOTS E & F KENDALL FARMS SUBD & PART OF LOT 489 SUPER ROY T GILBERTS PLAT NO. 4 DESCRIBED AS: BEG N 31D 40M E 190' FROM SW COR LOT 489, TH N 31D 40M E 90' TH S 28D 30M 46S E 138.31', TH S 31D 40M W 20', TH N 58D 55M W 120' TO BEG KENDALL FARMS SUBD & SUPERVISOR ROY T GILBERT PLAT NO. 4 OWNED & OCC AS 1 PARCEL SEC 02 T2N R16E
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 13, 2026
Sale recorded
$193,000
May 28, 2026
Listed for sale
$196,000
More Homes in Clay Township
Listed by Leslie Peterson
Sine & Monaghan Realtors LLC St Clair
Frequently Asked Questions about 2122 Michigan Street, Algonac, MI 48001
What school district is 2122 Michigan Street, Algonac, MI 48001 in?
Per MLS# 50209300, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50209300, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 2122 Michigan Street, Algonac, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2122 Michigan Street, Algonac, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algonac City police department or the St. Clair County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,271
Principal & interest$1,271
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2122 Michigan Street, Algonac, MI 48001
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Municipality
Clay Township
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