Sold
213 Ward Avenue, St. Joseph, MI 49085
Sold on 06/26/2026 for$274,000
MLS # 26020959 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,062 sqftBuilt 19500.16 acres
1 / 27
Listing Description
Welcome to this delightful bungalow in the heart of St. Joseph, perfectly located for everything this vibrant lakeside city has to offer. Thoughtfully updated and meticulously maintained, this home is ready for you to move in and enjoy summer days on the shores of Lake Michigan. On the main level, nearly 1,100 sq ft of comfortable living space, you'll find beautiful hardwood floors, a bright and sunny living room filled with natural light, a stylish kitchen featuring white cabinets and white appliances, two bedrooms, and a full bath. It's an ideal layout for easy one-level living. Step outside to a nice size yard and patio - perfect for backyard gatherings, gardening, or simply relaxing with your morning coffee. The basement offers laundry and plenty of storage space, while a pull-down staircase provides easy access to the attic.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,062 sq ft home in St Joseph in St. Joseph built in 1950.
Closed at $274,000 (about $258/sq ft).
Estimated annual property tax: $4,194, or about $350 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,062 sqft
Lot Size0.16 acres
Year Built1950
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/7/2026
Sold Date6/25/2026
Terms AcceptedCash, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$4,194
Tax Year2024
Assessed Value$107,017
Parcel #11-76-1750-0048-00-8
Source: SparkMLS
Legal Description
LOT 48 & NLY 20' OF LOT 47 DUNHAM ACRES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wortman Real Estate Group
@properties Christie's International R.E.
Frequently Asked Questions about 213 Ward Avenue, St. Joseph, MI 49085
What school district is 213 Ward Avenue, St. Joseph, MI 49085 in?
Per MLS# 26020959, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 213 Ward Avenue, St. Joseph, MI 49085?
Per MLS# 26020959, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020959, the most recent reported annual property tax for 213 Ward Avenue, St. Joseph, MI 49085 is $4,194 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 213 Ward Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 213 Ward Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,745
Principal & interest$1,745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
213 Ward Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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