For Sale
2287 Autumn Ridge, St. Joseph, MI 49085
$1,050,000
MLS # 26023466 (Michigan Regional Information Center (MichRIC))
4 beds5 baths5,640 sqftBuilt 19981.41 acres
1 / 73
Listing Description
Tucked within a picturesque wooded ravine setting, this exceptional custom-designed three-story estate offers over 5,000 square feet of thoughtfully curated living space where timeless craftsmanship and architectural sophistication converge. From the moment you enter the grand foyer, the home reveals an elegant balance of scale, warmth, and natural light, enhanced by soaring ceilings, expansive floor-to-ceiling windows, and an open-concept design that seamlessly connects each living space to the surrounding landscape. The main level is anchored by a dramatic Great Room featuring a natural wood-burning fireplace, rich quarter-sawn white oak flooring, and exquisite custom millwork and solid wood doors throughout. Designed for both refined entertaining and everyday living, the formal Dining Room flows effortlessly into the chef-inspired Kitchen appointed with handcrafted cherry cabinetry, premium KitchenAid stainless steel appliances, a center island with prep sink, and an extended......
Source: SparkMLS
About this home
This 4-bedroom, 5-bath, 5,640 sq ft home built in 1998 sits in Royalton Township in St. Joseph.
Currently offered at $1,050,000 (about $186/sq ft).
Annual property taxes run approximately $8,140 ($678/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area5,640 sqft
Lot Size1.41 acres
Year Built1998
Stories3
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionStone, Wood Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic, Well
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Extra Well
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/19/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,500 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$8,140
Tax Year2025
Assessed Value$317,100
Parcel #111767500009002
Source: SparkMLS
Legal Description
UNIT 9 RIVER TRACE ESTATES LIBER 89 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Montoya
@properties Christie's International R.E.
Frequently Asked Questions about 2287 Autumn Ridge, St. Joseph, MI 49085
What school district is 2287 Autumn Ridge, St. Joseph, MI 49085 in?
Per MLS# 26023466, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26023466, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023466, the most recent reported annual property tax for 2287 Autumn Ridge, St. Joseph, MI 49085 is $8,140 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2287 Autumn Ridge, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2287 Autumn Ridge, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public, Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,935
Principal & interest$6,810
HOA$125
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2287 Autumn Ridge, St. Joseph, MI 49085
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Municipality
Royalton Township
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