Sold
290 Kama Court, MI 48001
Sold on 06/22/2026 for$410,000
MLS # 20261039944 (Realcomp)
3 beds2 baths1,582 sqftBuilt 20050.53 acres
1 / 36
Listing Description
Open House Sat 6/13 10a-12p* Welcome to island living on exclusive Russell Island — a private, car-free retreat on the St. Clair River, just an hour from Detroit. This unique 3 bedroom, 2 bathroom cottage offers the perfect blend of rustic charm and comfort, featuring a striking stone fireplace, knotty pine ceilings, and an open, airy feel with plenty of windows and two sliding glass doors leading to a spacious deck. Enjoy breathtaking sunset views and watch freighters pass by and catch the 4th of July fireworks right from your deck! The property boasts a seawall along the waterfront and includes a rare bonus: an additional lot across the road with canal frontage, perfect for docking multiple boats. The lot also includes a garage with two golf carts, a lawn mower, and ample storage. Furnishings are included - just pack your bags and settle into the laid-back island lifestyle. Whether you’re relaxing on the deck, exploring the island by golf cart or bike, or heading out on the water, this is a special opportunity to own a piece of paradise.
Source: SparkMLS
About this home
Located in Clay Township in Michigan, this property offers 3-bedroom, 2-bath, 1,582 sq ft, with original construction dating to 2005.
This home sold for $410,000 (about $259/sq ft).
Estimated annual property tax: $4,999, or about $417 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,582 sqft
Lot Size0.53 acres
Year Built2005
Stories1
Location
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage1 space
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/31/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,999
Parcel #148920004000
Source: SparkMLS
Legal Description
LOTS 5 & 20 NORTH CHANNEL SHORES PLAT
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Audrey C Stefanko
National Realty Centers, Inc
Frequently Asked Questions about 290 Kama Court, MI 48001
What school district is 290 Kama Court, MI 48001 in?
Per MLS# 20261039944, this property is served by Algonac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 290 Kama Court, MI 48001?
Per MLS# 20261039944, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261039944, the most recent reported annual property tax for 290 Kama Court, MI 48001 is $4,999. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 290 Kama Court, MI 48001 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 290 Kama Court, MI 48001 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,749
Principal & interest$2,724
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
290 Kama Court, MI 48001
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Municipality
Clay Township
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