Sold
290 Yellow Creek Drive, St. Joseph, MI 49085
Sold on 12/12/2025 for$380,000
MLS # 25053248 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,719 sqftBuilt 19620.36 acres
1 / 41
Listing Description
Welcome home to this beautifully maintained and extensively updated 3-bedroom, 2-bath brick ranch. This spacious home offers room to relax and entertain, with a large living room, a cozy family room complete with a gas log fireplace and stunning vaulted wood ceiling, and a generous 3-season room ideal for extended outdoor enjoyment. The remodeled kitchen offers quartz countertops, tile backsplash, stainless appliances and opens nicely to the living and family room. The finished basement includes a versatile recreation room for added living space. Step outside to a large fenced-in yard with a brand new storage shed and paver patio — perfect for pets, play, or gardening. A two-car attached garage completes the package. Major updates offer peace of mind, including a newer HVAC system, a newer roof and gutters, waterproofed basement, replacement windows, and refinished hardwood floors.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,719 sq ft home in Royalton Township in St. Joseph built in 1962.
This home sold for $380,000 (about $140/sq ft).
Property tax estimate: $3,454 per year ($288/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,719 sqft
Lot Size0.36 acres
Year Built1962
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore School District (Berrien)
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorGarage Door Opener
Sale & Financing
Listed10/15/2025
Sold Date12/11/2025
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$4,000
Source: SparkMLS
Tax Information
Annual Tax$3,454
Tax Year2025
Assessed Value$147,123
Parcel #111731500023001
Source: SparkMLS
Legal Description
LOT 23 HOLLYWOOD HEIGHTS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelly Arellano Mawhinney
Cressy & Everett Real Estate
Frequently Asked Questions about 290 Yellow Creek Drive, St. Joseph, MI 49085
What school district is 290 Yellow Creek Drive, St. Joseph, MI 49085 in?
Per MLS# 25053248, this property is served by Lakeshore School District (Berrien). In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 290 Yellow Creek Drive, St. Joseph, MI 49085?
Per MLS# 25053248, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25053248, the most recent reported annual property tax for 290 Yellow Creek Drive, St. Joseph, MI 49085 is $3,454 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 290 Yellow Creek Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 290 Yellow Creek Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 290 Yellow Creek Drive, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 290 Yellow Creek Drive, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
290 Yellow Creek Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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