For Sale
292 River Run Drive, St. Joseph, MI 49085
$729,000
MLS # 26020836 (Michigan Regional Information Center (MichRIC))
4 beds4 baths4,864 sqftBuilt 20040.57 acres
1 / 64
Listing Description
Welcome to desirable River Run Estates in the sought-after St. Joseph Public Schools district! This beautifully updated 4-bedroom, 3.5-bath home offers over 4,800 finished square feet of comfortable living space with quality finishes throughout. The spacious kitchen features premium KitchenAid appliances, quartz countertops, and plenty of room for entertaining. Enjoy real wood floors, soaring vaulted ceilings, a main floor office, and a luxurious main floor primary suite with an updated bathroom. The finished basement adds exceptional living space with an additional bedroom, full bath, and oversized recreation room. Outside, you'll love the 3-car garage, storage shed, beautiful landscaping, and expansive deck perfect for relaxing or hosting guests. Major updates include newer HVAC and water heater, making this home truly move-in ready!
Source: SparkMLS
About this home
4-bedroom, 4-bath, 4,864 sq ft home in Royalton Township in St. Joseph built in 2004.
Listed at $729,000 (about $150/sq ft).
Estimated annual property tax: $6,448, or about $537 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area4,864 sqft
Lot Size0.57 acres
Year Built2004
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed5/7/2026
Original Price$789,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$835 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$6,448
Tax Year2025
Assessed Value$264,618
Parcel #111767300001007
Source: SparkMLS
Legal Description
Unit No. 1, River Run Estates Condominium, according to the Master Deed recorded in Liber 149 of Condominium Records, Page 1 and amendments thereto (if any) and designated as Berrien County Condominium Subdivision Plan No. 149, together with rights in general common elements and limited common elements as set forth in above Master Deed, and as described in Act 59 of Public Acts of 1978, as amen
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John Montoya
@properties Christie's International R.E.
Frequently Asked Questions about 292 River Run Drive, St. Joseph, MI 49085
Which school district serves 292 River Run Drive, St. Joseph, MI 49085?
Per MLS# 26020836, 292 River Run Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020836, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 292 River Run Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $6,448 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 292 River Run Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 292 River Run Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 292 River Run Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,798
Principal & interest$4,728
HOA$70
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
292 River Run Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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