For Sale
304 Kama Court, Clay, MI 48001
$525,000
MLS # 20251031830 (Realcomp)
2.53 acres
1 / 5
Listing Description
Are you looking to build on on a Private Island between the St. Clair River and Canada??? Well look no further... here is your chance to own a slice of paradise on beautiful Russell Island!!! 4 parcel totaling 2.5+acres ready to be developed. Panoramic waterfront views with North Channel and Canal frontage. 175ft of steel seawall. Some of the best fishing in the world plus watch ocean freighters from around the world. This property makes the perfect place to build an Airbnb, cottage, vacation home, etc. The Island is accessible by boat only. Golf carts are used to get around the Island. Ferry is located in downtown Algonac. Don't miss your chance to grab the largest piece of vacant land left on the Island. Take advantage of this rare opportunity! Survey on file.
Source: SparkMLS
About this home
Asking $525,000.
Annual property taxes run approximately $693 ($58/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 5 providers.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size2.53 acres
Location
CityClay
MunicipalityClay Twp
Zip Code48001
CountySt. Clair
School DistrictAlgonac
Sale & Financing
Listed9/2/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$693
Parcel #74148920007010
Source: SparkMLS
Legal Description
LOTS 13 & 14 NORTH CHANNEL SHORES PLAT
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Stanczak
Realty Executives Home Towne
Frequently Asked Questions about 304 Kama Court, Clay, MI 48001
Which school district serves 304 Kama Court, Clay, MI 48001?
Per MLS# 20251031830, 304 Kama Court, Clay, MI 48001 is in the Algonac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Algonac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251031830, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 304 Kama Court, Clay, MI 48001?
Per public tax records, annual property taxes for this property are $693. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 304 Kama Court, Clay, MI 48001 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 304 Kama Court, Clay, MI 48001 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 304 Kama Court, Clay, MI 48001. The maximum advertised download speed is 1.2 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 304 Kama Court, Clay, MI 48001?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clay Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,405
Principal & interest$3,405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
304 Kama Court, Clay, MI 48001
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Municipality
Clay Township
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