For Sale
305 E Adams Street, Homer, MI 49245
$74,500
MLS # 26000796 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,090 sqftBuilt 19000.2 acres
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Listing Description
Investor Special in Homer! 305 E Adams St offers a value-add opportunity for investors or skilled handypersons. The property is in need of repairs and updating and is being sold as-is. Ideal for renovation, rental, or resale. Convenient location with strong potential for the right buyer. Land Contract available with $10k down 9% Interest. Monthly payments of $654.20 for 180 Months. Agent Owned
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,090 sq ft home in Homer Township in Homer built in 1900.
Currently offered at $74,500 (about $68/sq ft).
Property tax estimate: $2,327 per year ($194/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 10 providers. Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,090 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityHomer
MunicipalityHomer Vllg
Zip Code49245
CountyCalhoun
School DistrictHomer
Construction & Systems
ConstructionAluminum Siding, Wood Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
Sale & Financing
Listed1/28/2026
Original Price$79,000
Terms AcceptedCash, Land Contract, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,327
Tax Year2025
Assessed Value$34,680
Parcel #43-120-233-00
Source: SparkMLS
Legal Description
ORIGINAL PLAT LOT 556.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Darrell Sillings
P & S File Land Company, LLC
Frequently Asked Questions about 305 E Adams Street, Homer, MI 49245
What school district is 305 E Adams Street, Homer, MI 49245 in?
Per MLS# 26000796, this property is served by Homer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 305 E Adams Street, Homer, MI 49245?
Per MLS# 26000796, the seller has indicated this property accepts the following financing types: Cash, Land Contract, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26000796, the most recent reported annual property tax for 305 E Adams Street, Homer, MI 49245 is $2,327 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 305 E Adams Street, Homer, MI 49245 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 305 E Adams Street, Homer, MI 49245 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 305 E Adams Street, Homer, MI 49245?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Homer Vllg police department or the Calhoun County sheriff's office.
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Mortgage Calculator
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Monthly payment$483
Principal & interest$483
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed WirelessDSL
10 providers at this address
FrontierFiber
7 Gbps1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCFixed Wireless
10 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
305 E Adams Street, Homer, MI 49245
View full property history →
Municipality
Homer Township
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County
Jackson County
View county overview →
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