For Sale
3160 Cottage Court, Cedar Springs, MI 49319
$540,000
MLS # 26038050 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,538 sqftBuilt 20011.16 acres
1 / 35
Listing Description
Welcome to 3160 Cottage Ct, a beautifully handcrafted 3 bedroom, 3.5 bathroom home featured in the 2001 Parade of Homes and showcasing exceptional quality throughout, including solid oak doors, custom trim work, underground sprinkling, and central vac. This moveinready residence offers abundant living space, new carpet, a newer roof, and a full conversion to natural gas completed roughly three years ago. The property includes a 2stall attached garage, an additional 2stall detached garage, and a large 12x16 shed—perfect for storage, hobbies, or equipment. Situated in a desirable Cedar Springs location, this home blends craftsmanship, convenience, and comfort for a truly standout living experience.
Source: SparkMLS
About this home
Located in Algoma Township in Cedar Springs, this property offers 3-bedroom, 4-bath, 2,538 sq ft, with original construction dating to 2001.
Listed at $540,000 (about $213/sq ft).
Annual property taxes run approximately $4,050 ($338/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area2,538 sqft
Lot Size1.16 acres
Year Built2001
Stories2
Location
CityCedar Springs
MunicipalityAlgoma Twp
Zip Code49319
CountyKent
School DistrictCedar Springs
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$150 / Monthly
IncludesTrash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,050
Tax Year2025
State Equalized Value$207,200
Taxable Value$139,843
Assessed Value$136,167
Parcel #410610227013
Source: Public Records
Legal Description
UNIT NO.13 * IVYWOOD ORCHARDS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.456 LIBER 4604 PAGE 273
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$540,000
More Homes in Algoma Township
Listed by Hunter M Nelson
Five Star Real Estate GH
Frequently Asked Questions about 3160 Cottage Court, Cedar Springs, MI 49319
What school district is 3160 Cottage Court, Cedar Springs, MI 49319 in?
Per MLS# 26038050, this property is served by Cedar Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26038050, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038050, the most recent reported annual property tax for 3160 Cottage Court, Cedar Springs, MI 49319 is $4,050 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3160 Cottage Court, Cedar Springs, MI 49319 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3160 Cottage Court, Cedar Springs, MI 49319 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,652
Principal & interest$3,502
HOA$150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3160 Cottage Court, Cedar Springs, MI 49319
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Municipality
Algoma Township
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