Sold
3545 Wyndwicke Drive, St. Joseph, MI 49085
Sold on 04/16/2026 for$520,000
MLS # 25031617 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,844 sqftBuilt 19960.46 acres
1 / 32
Listing Description
This stunning open-concept home in the desirable Oaks community features a remodeled kitchen (Fall 2024), formal dining with built in buffet and custom lighting, billiard/flex space, and a cozy living room with gas fireplace. Sliders lead to a spacious deck with hot tub, sport court, and large backyard—perfect for entertaining. Main level includes a mudroom with storage and a large half bath. Upstairs offers a spacious primary ensuite with three closets, two additional bedrooms, a dual-sink full bath, and a versatile laundry/exercise room that could be easily converted back to a 4th bedroom. The finished basement includes a large rec room with egress window, half bath, and plenty of storage. Brand new carpet throughout the basement! Don't miss this move-in ready gem! Seller willing to give 10K rate buy down credit to buyer with acceptable offer!
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,844 sq ft home built in 1996 sits in Royalton Township in St. Joseph.
Final sale price: $520,000 (about $183/sq ft).
Property tax estimate: $3,896 per year ($325/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,844 sqft
Lot Size0.46 acres
Year Built1996
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/28/2025
Sold Date4/15/2026
Original Price$575,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,896
Tax Year2024
Assessed Value$156,286
Parcel #11-17-7435-0008-02-5
Source: SparkMLS
Legal Description
PT OF LOT 8 THE OAKS SUBDIVISION NUMBER 1 FROM SWLY COR LOT 9 SD SUB MEAS AROUND A 609.6'RAD CUR RT A CHORD DIS OF S13DEG22'21''W 50.47'TO TRUE POB TH S68DEG53'17'' E 175.6'TH ON A 784.6'RAD CUR RT A CHORD DIS OF S22DEG17'43''W 146.75 FT TH N55DEG50' 03''W 176.74'TH ON A 609.6'RAD CUR LT A CHORD DIS OF N20 DEG45'13''E 106.86'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by The Petzke Team
RE/MAX by the Lake
Frequently Asked Questions about 3545 Wyndwicke Drive, St. Joseph, MI 49085
What school district is 3545 Wyndwicke Drive, St. Joseph, MI 49085 in?
Per MLS# 25031617, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25031617, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25031617, the most recent reported annual property tax for 3545 Wyndwicke Drive, St. Joseph, MI 49085 is $3,896 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3545 Wyndwicke Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 3545 Wyndwicke Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3545 Wyndwicke Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3545 Wyndwicke Drive, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3545 Wyndwicke Drive, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,502
Principal & interest$3,502
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
0 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3545 Wyndwicke Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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